| Question | Answer |
|---|---|
| the monthly budget | bajeti ya mwezi |
| The monthly budget is ready. | Bajeti ya mwezi iko tayari. |
| the monthly income | mapato ya mwezi |
| The monthly income has increased. | Mapato ya mwezi yameongezeka. |
| the monthly expenses | matumizi ya kila mwezi |
| The monthly expenses are many. | Matumizi ya kila mwezi ni mengi. |
| the essential expenses | gharama za lazima |
| Monthly expenses include essential expenses. | Matumizi ya kila mwezi yana gharama za lazima. |
| the non-essential expenses | gharama zisizo za lazima |
| The non-essential expenses have decreased. | Gharama zisizo za lazima zimepungua. |
| the savings goal | lengo la akiba |
| The savings goal is important. | Lengo la akiba ni muhimu. |
| The monthly budget has monthly income and a savings goal. | Bajeti ya mwezi ina mapato ya mwezi na lengo la akiba. |
| the emergency savings | akiba ya dharura |
| Emergency savings are important. | Akiba ya dharura ni muhimu. |
| the instalment payment | malipo ya awamu |
| The instalment payment starts tomorrow. | Malipo ya awamu yanaanza kesho. |
| the utility bills | bili za huduma |
| The utility bills are on the table. | Bili za huduma ziko mezani. |
| the food costs | gharama za chakula |
| The food costs have increased. | Gharama za chakula zimeongezeka. |
| the transport costs | gharama za usafiri |
| The transport costs are big. | Gharama za usafiri ni kubwa. |
| Utility bills, food costs, and transport costs have increased. | Bili za huduma, gharama za chakula, na gharama za usafiri zimeongezeka. |
| the amount left over | kiasi kilichobaki |
| The amount left over is small. | Kiasi kilichobaki ni kidogo. |
| the unexpected expense | gharama ya ghafla |
| An unexpected expense has occurred. | Gharama ya ghafla imetokea. |
| An unexpected expense reduced the amount left over. | Gharama ya ghafla ilipunguza kiasi kilichobaki. |
| the spending plan | mpango wa matumizi |
| The spending plan is clear. | Mpango wa matumizi uko wazi. |
| to prepare a budget | kuandaa bajeti |
| I am preparing a budget today. | Ninaandaa bajeti leo. |
| I prepare a budget; the spending plan has essential expenses. | Ninaandaa bajeti; mpango wa matumizi una gharama za lazima. |
| to track income | kufuatilia mapato |
| I track income every month. | Ninafuatilia mapato kila mwezi. |
| to track expenses | kufuatilia matumizi |
| I track expenses carefully. | Ninafuatilia matumizi kwa makini. |
| to set money aside | kutenga pesa |
| We will set money aside tomorrow. | Tutatenga pesa kesho. |
| to increase savings | kuongeza akiba |
| We want to increase savings. | Tunataka kuongeza akiba. |
| We set money aside, increase savings, and protect emergency savings. | Tunatenga pesa, tunaongeza akiba, na tunalinda akiba ya dharura. |
| to reduce costs | kupunguza gharama |
| We need to reduce costs. | Tunahitaji kupunguza gharama. |
| to compare prices | kulinganisha bei |
| I can compare prices online. | Ninaweza kulinganisha bei mtandaoni. |
| We track income, track expenses, compare prices, and reduce costs. | Tunafuatilia mapato, tunafuatilia matumizi, tunalinganisha bei, na tunapunguza gharama. |
| to pay a debt | kulipa deni |
| I will start paying a debt this month. | Nitaanza kulipa deni mwezi huu. |
| to avoid non-essential spending | kuepuka matumizi yasiyo ya lazima |
| We avoid non-essential spending. | Tunaepuka matumizi yasiyo ya lazima. |
| We avoid non-essential spending; the non-essential expenses decrease. | Tunaepuka matumizi yasiyo ya lazima; gharama zisizo za lazima zinapungua. |
| to live within one's income | kuishi kulingana na kipato |
| We want to live within our income. | Tunataka kuishi kulingana na kipato. |
| We pay a debt in instalments in order to live within our income. | Tunalipa deni kwa malipo ya awamu ili kuishi kulingana na kipato. |
| the rank; official position | cheo |
| This rank is new. | Cheo hiki ni kipya. |
| The employer gave him a new rank. | Mwajiri amempa cheo kipya. |
| the species | spishi |
| This species is new. | Spishi hii ni mpya. |
| Many species live here. | Spishi nyingi zinaishi hapa. |
| the cell | seli |
| This cell is small. | Seli hii ni ndogo. |
| Many cells are visible. | Seli nyingi zinaonekana. |
| the speed; pace | mwendo |
| Reduce your speed now. | Punguza mwendo sasa. |
| He is increasing his speed now. | Anaongeza mwendo sasa. |
| the authority | mamlaka |
| This authority is important. | Mamlaka hii ni muhimu. |
| The authority is in town. | Mamlaka iko mjini. |
| the factory | kiwanda |
| The factory is in town. | Kiwanda kiko mjini. |
| This factory is big. | Kiwanda hiki ni kikubwa. |
| the theory | nadharia |
| This theory is new. | Nadharia hii ni mpya. |
| I understand this theory. | Ninaelewa nadharia hii. |
| the concept | dhana |
| This concept is important. | Dhana hii ni muhimu. |
| The teacher explains this concept. | Mwalimu anaeleza dhana hii. |
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