Planning a monthly household budget

QuestionAnswer
the monthly budget
bajeti ya mwezi
The monthly budget is ready.
Bajeti ya mwezi iko tayari.
the monthly income
mapato ya mwezi
The monthly income has increased.
Mapato ya mwezi yameongezeka.
the monthly expenses
matumizi ya kila mwezi
The monthly expenses are many.
Matumizi ya kila mwezi ni mengi.
the essential expenses
gharama za lazima
Monthly expenses include essential expenses.
Matumizi ya kila mwezi yana gharama za lazima.
the non-essential expenses
gharama zisizo za lazima
The non-essential expenses have decreased.
Gharama zisizo za lazima zimepungua.
the savings goal
lengo la akiba
The savings goal is important.
Lengo la akiba ni muhimu.
The monthly budget has monthly income and a savings goal.
Bajeti ya mwezi ina mapato ya mwezi na lengo la akiba.
the emergency savings
akiba ya dharura
Emergency savings are important.
Akiba ya dharura ni muhimu.
the instalment payment
malipo ya awamu
The instalment payment starts tomorrow.
Malipo ya awamu yanaanza kesho.
the utility bills
bili za huduma
The utility bills are on the table.
Bili za huduma ziko mezani.
the food costs
gharama za chakula
The food costs have increased.
Gharama za chakula zimeongezeka.
the transport costs
gharama za usafiri
The transport costs are big.
Gharama za usafiri ni kubwa.
Utility bills, food costs, and transport costs have increased.
Bili za huduma, gharama za chakula, na gharama za usafiri zimeongezeka.
the amount left over
kiasi kilichobaki
The amount left over is small.
Kiasi kilichobaki ni kidogo.
the unexpected expense
gharama ya ghafla
An unexpected expense has occurred.
Gharama ya ghafla imetokea.
An unexpected expense reduced the amount left over.
Gharama ya ghafla ilipunguza kiasi kilichobaki.
the spending plan
mpango wa matumizi
The spending plan is clear.
Mpango wa matumizi uko wazi.
to prepare a budget
kuandaa bajeti
I am preparing a budget today.
Ninaandaa bajeti leo.
I prepare a budget; the spending plan has essential expenses.
Ninaandaa bajeti; mpango wa matumizi una gharama za lazima.
to track income
kufuatilia mapato
I track income every month.
Ninafuatilia mapato kila mwezi.
to track expenses
kufuatilia matumizi
I track expenses carefully.
Ninafuatilia matumizi kwa makini.
to set money aside
kutenga pesa
We will set money aside tomorrow.
Tutatenga pesa kesho.
to increase savings
kuongeza akiba
We want to increase savings.
Tunataka kuongeza akiba.
We set money aside, increase savings, and protect emergency savings.
Tunatenga pesa, tunaongeza akiba, na tunalinda akiba ya dharura.
to reduce costs
kupunguza gharama
We need to reduce costs.
Tunahitaji kupunguza gharama.
to compare prices
kulinganisha bei
I can compare prices online.
Ninaweza kulinganisha bei mtandaoni.
We track income, track expenses, compare prices, and reduce costs.
Tunafuatilia mapato, tunafuatilia matumizi, tunalinganisha bei, na tunapunguza gharama.
to pay a debt
kulipa deni
I will start paying a debt this month.
Nitaanza kulipa deni mwezi huu.
to avoid non-essential spending
kuepuka matumizi yasiyo ya lazima
We avoid non-essential spending.
Tunaepuka matumizi yasiyo ya lazima.
We avoid non-essential spending; the non-essential expenses decrease.
Tunaepuka matumizi yasiyo ya lazima; gharama zisizo za lazima zinapungua.
to live within one's income
kuishi kulingana na kipato
We want to live within our income.
Tunataka kuishi kulingana na kipato.
We pay a debt in instalments in order to live within our income.
Tunalipa deni kwa malipo ya awamu ili kuishi kulingana na kipato.
the rank; official position
cheo
This rank is new.
Cheo hiki ni kipya.
The employer gave him a new rank.
Mwajiri amempa cheo kipya.
the species
spishi
This species is new.
Spishi hii ni mpya.
Many species live here.
Spishi nyingi zinaishi hapa.
the cell
seli
This cell is small.
Seli hii ni ndogo.
Many cells are visible.
Seli nyingi zinaonekana.
the speed; pace
mwendo
Reduce your speed now.
Punguza mwendo sasa.
He is increasing his speed now.
Anaongeza mwendo sasa.
the authority
mamlaka
This authority is important.
Mamlaka hii ni muhimu.
The authority is in town.
Mamlaka iko mjini.
the factory
kiwanda
The factory is in town.
Kiwanda kiko mjini.
This factory is big.
Kiwanda hiki ni kikubwa.
the theory
nadharia
This theory is new.
Nadharia hii ni mpya.
I understand this theory.
Ninaelewa nadharia hii.
the concept
dhana
This concept is important.
Dhana hii ni muhimu.
The teacher explains this concept.
Mwalimu anaeleza dhana hii.

Contributors