Learn Hardcore Japanese: kare ha mukou de ryougae wo sitano ni, genkin ga tarinai to itte iru. - He exchanged money over there, yet he says he doesn’t have enough cash.

Word

彼かれ　は　向むこう　で　両替りょうがえ　を　したの　に、　現金げんきん　が　足たりない　と　言いって　いる。kare wa mukou de ryougae o shitano ni, genkin ga tarinai to itte iru.

Meaning

He exchanged money over there, yet he says he doesn’t have enough cash.

Part of speech

sentence

Pronunciation

Course

Lesson

Breakdown of kare wa mukou de ryougae o shitano ni, genkin ga tarinai to itte iru.

What does のに mean here, and how is it different from けど?

のに marks a strong, contrary-to-expectation contrast: “even though/despite.” It often carries a nuance of surprise, frustration, or complaint by the speaker.
けど is a softer “but/though” and can simply link two facts without implying such a strong contradiction.
So ...両替をしたのに、... feels like “He went to the trouble of exchanging money, yet…!” whereas ...両替をしたけど、... is more neutral.

Is the の in したのに the nominalizer? When do I use なのに?

Here のに is one conjunctive particle meaning “although/even though.” The の is not the standalone nominalizer.
After verbs and i‑adjectives you use just ...のに: したのに, 高いのに.
After nouns and na‑adjectives you need なのに: 学生なのに, 静かなのに.

Why 向こうで and not 向こうに or あそこで?

で marks the place where an action happens. He did the exchanging at that location: 向こうで両替をした.
に marks destination/arrival or the location for certain verbs of existence; 向こうに両替をした is unnatural. You’d say 向こうに行って両替をした (“went there and exchanged”).
あそこで = “at that place over there (specific/visible).” 向こうで is vaguer: “over there/on the other side/at the other place.”

Does 両替 mean foreign currency exchange or just breaking a bill?