Sin embargo, la quiebra es más común de lo que crees.

Questions & Answers about Sin embargo, la quiebra es más común de lo que crees.

Why do we use de lo que here instead of just que for 'than'?
When you compare an adjective (like común) to a whole phrase or conjugated verb (like crees), you must use de lo que instead of que. You only use que when comparing nouns or adjectives directly with each other (for example, es más común que la gripe - it is more common than the flu).
Why is crees in the indicative mood rather than the subjunctive?
We use the indicative crees because it refers to a factual, current belief that the listener actually holds right now. You would only use the subjunctive after de lo que if the comparison involved a future, hypothetical, or unknown situation.
Are la quiebra and la bancarrota interchangeable?
Yes, both mean bankruptcy and are used interchangeably in Latin America. La quiebra comes from the verb quebrar, which literally means to break, but is also the verb used for going bankrupt.
What is a slightly more advanced alternative to sin embargo that I could use here?
At the B2 level, a great alternative to sin embargo is no obstante (nevertheless or however). It is slightly more formal but functions the exact same way in a sentence like this.

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