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Sarebbe meglio se nessuno ti facesse un altro prestito.

Sarebbe meglio se nessuno ti facesse un altro prestito.
It would be better if nobody made you another loan.
From Lesson 196:Irregular imperfect subjunctive (facessi, dicessi)·Italian

Questions & Answers about Sarebbe meglio se nessuno ti facesse un altro prestito.

Why is the stem for the imperfect subjunctive of fare spelled fac- here?
Fare is one of a few irregular verbs that use their original Latin stem for the imperfect subjunctive (from the old verb facere). You take this older stem (fac-) and add the regular endings. Since the subject is nessuno, which is third-person singular, it takes the -esse ending, creating facesse.
Why do we use the imperfect subjunctive (facesse) instead of the present subjunctive?
This sentence describes a hypothetical or imagined situation. In Italian, to say what 'would' happen 'if' something else happened, you use the conditional tense in the main clause (sarebbe) and the imperfect subjunctive in the 'if' clause (se nessuno ti facesse).
Why is the verb facesse in the third-person singular (the he/she form)?
The subject of that part of the sentence is nessuno (nobody). In Italian, indefinite pronouns like nessuno or qualcuno (somebody) always take a third-person singular verb, just like 'nobody' takes a singular verb in English.
Instead of fare un prestito, could I just use a verb that means 'to lend'?
Yes, you could use the verb prestare (to lend). However, fare un prestito (literally 'to make a loan') is a very common phrase, especially when talking about an official loan from a bank or a significant amount of money.

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