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Avranno liquidato il sinistro?

Avranno liquidato il sinistro?
Might they have settled the claim?
From Lesson 440:Assumptions and premises (ammesso che)·Italian

Questions & Answers about Avranno liquidato il sinistro?

The current lesson is about using the subjunctive for assumptions. Why doesn't this sentence use a subjunctive?
Because there is no conjunction here. The lesson covers phrases like ammesso che (assuming that) which require the subjunctive. This sentence expresses an assumption or guess without a conjunction by using the future perfect tense (avranno liquidato). This is a very common alternative way to express doubt or probability in Italian.
Why is the future perfect tense (avranno liquidato) used to mean 'Might they have settled'?
This is the 'future of probability'. In Italian, the future tenses aren't just for future events; they are frequently used to express a guess, an assumption, or to wonder about something. When asking a question about a past event, using the future perfect translates to 'I wonder if they have...' or 'Might they have...'.
Doesn't sinistro usually mean 'left' or 'sinister'? Why does it mean 'claim' here?
It does! However, in legal, financial, and insurance contexts, il sinistro is a specific noun meaning an 'accident', 'casualty', or the resulting 'insurance claim'. It comes from the idea of an unfortunate or 'sinister' event happening.
Does liquidare literally mean 'to liquidate'?
Yes, but its everyday use is broader in Italian than in English. While it can mean 'to liquidate' a business, it is also the standard administrative verb for paying off a debt, clearing an invoice, or settling an insurance claim (liquidare un sinistro).

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