Question 1

How does per di più change the tone here compared to just using inoltre?

Accepted Answer

While inoltre simply means "in addition" or "furthermore," per di più carries a stronger sense of escalation, much like "what's more" or "on top of that" in English. It signals that the second point (the old windows) makes the speaker's negative decision about the house even more definite after already not wanting a mortgage.

Question 2

Is mutuo the word for any kind of loan?

Accepted Answer

No, un mutuo specifically refers to a mortgage or a substantial, long-term bank loan used to buy real estate. If you were talking about a smaller, general loan (like a personal loan for a car), you would use the word un prestito.

Question 3

What exactly are infissi in a house?

Accepted Answer

Gli infissi refers to the fixed frames of windows and doors. In Italian real estate or renovation contexts, having infissi vecchi (old window frames) is a major negative point because it implies bad insulation and high heating bills, which perfectly explains why it is the escalating argument here!

Question 4

Do I always need to use a semicolon before per di più?

Accepted Answer

When connecting two complete, independent clauses like we have here, it is standard written Italian to use a semicolon (or a full stop) before strong argumentative connectors like per di più, inoltre, or oltretutto, usually followed by a comma. Using just a comma before it would be considered a run-on sentence.

Non voglio un mutuo; per di più, la casa ha infissi vecchi.

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