Damos por liquidado el saldo pendiente.

Damos is the 1st person plural present of dar.

In business or legal Spanish, this kind of we is often an institutional we: a company, office, bank, landlord, or other entity is speaking as we, even if the message is signed by one person.

So damos por liquidado... means something like:

• we consider ... settled
• we declare ... cleared
• we treat ... as paid off

It does not necessarily mean a group of people are physically doing something together right now.

This is a very common Spanish structure.

dar por + adjective / past participle means:

• to consider something as
• to regard something as
• to declare something to be

So:

• dar por terminado = to consider finished
• dar por perdido = to consider lost
• dar por resuelto = to consider resolved
• dar por liquidado = to consider settled / paid off / cleared

In this sentence, it means the speaker is officially treating the outstanding balance as settled.

Not usually in this sentence.

Although liquidar can sometimes relate to liquidation in business contexts, here liquidado means something more like:

• settled
• paid off
• cleared

So saldo liquidado is not normally liquidated balance in English. A more natural translation would be settled balance or balance paid off.

Saldo means balance, especially in financial contexts.

Pendiente here means:

• outstanding
• pending
• still unpaid

So el saldo pendiente is:

• the outstanding balance
• the unpaid balance
• the amount still owed

This is very common in bills, invoices, banking, and debt-related messages.

Because el saldo pendiente is the direct object of damos por liquidado.

The structure is:

• damos por liquidado + direct object

So:

• Damos por liquidado el saldo pendiente.

The phrase por liquidado describes the object el saldo pendiente.

You do not use a here because this is not an indirect object and not the personal a.

Because it agrees with saldo, which is a masculine singular noun.

• el saldo → masculine singular
• therefore liquidado → masculine singular

If the noun changed, the participle would change too:

• Damos por liquidada la deuda.
  = We consider the debt settled.

• Damos por liquidados los importes pendientes.
  = We consider the outstanding amounts settled.

So in this structure, the participle often agrees with the thing being described.

It comes from the past participle of liquidar, but in this sentence it works more like an adjectival complement after dar por.

That is why it agrees with saldo:

• liquidado
• liquidada
• liquidados
• liquidadas

So while it is historically a participle, in practice you can think of it here as a descriptive word meaning settled/cleared.

That would mean something slightly different.

• Hemos liquidado el saldo pendiente = We have paid/settled the outstanding balance
• Damos por liquidado el saldo pendiente = We consider/declare the outstanding balance settled

The second version sounds more formal, administrative, and sometimes more official. It is common in letters, receipts, legal notices, and business communication.

So the difference is roughly:

• hemos liquidado = focuses on the action
• damos por liquidado = focuses on the official status/result

Sometimes yes, but the nuance changes.

• Damos por pagado el saldo pendiente is possible.
• It means we consider the outstanding balance paid.

However, liquidado often sounds more formal and more complete in financial/administrative contexts. It can suggest that the account or obligation has been fully settled, not just that a payment happened.

So:

• pagado = paid
• liquidado = settled/cleared/paid off

In many contexts, liquidado is the more natural business wording.

Yes, it is quite formal and typical of administrative, legal, accounting, or business Spanish.

You are much more likely to see it in:

• a bank letter
• an invoice note
• a debt settlement document
• an official email
• a receipt or payment confirmation

In everyday conversation, people might say something simpler, such as:

• Ya está pagado.
• La deuda ya está saldada.
• Ya no queda nada pendiente.

Spanish often omits subject pronouns because the verb ending already shows the person.

• Damos already tells you it is we
• so nosotros damos is usually unnecessary

Including nosotros would normally add emphasis or contrast:

• Nosotros damos por liquidado el saldo pendiente, pero la otra empresa no.

In a normal formal sentence, leaving it out is the most natural choice.

No. A word-for-word translation sounds unnatural in English.

This is one of those cases where you should translate the whole structure, not each word separately.

Better natural translations are:

• We consider the outstanding balance settled.
• We deem the outstanding balance cleared.
• We declare the outstanding balance paid off.
• We treat the outstanding balance as settled.

So the key thing to learn is the pattern dar por + participle/adjective, not the literal English meaning of dar.

No. Pendiente is a very common word with several meanings depending on context.

Here it means outstanding / pending / unpaid, because the context is financial: saldo pendiente.

But in other contexts it can mean:

• pending: Tengo una tarea pendiente.
• awaiting attention: Está pendiente de respuesta.
• aware / attentive: Estoy pendiente del teléfono.
• slope: una pendiente pronunciada

So in this sentence, the financial context tells you that saldo pendiente means outstanding balance.

Yes, it is natural in Spain, especially in formal written Spanish.

In Spain, phrases like these are common:

• dar por finalizado
• dar por resuelto
• dar por pagado
• dar por saldado
• dar por liquidado

They are especially frequent in official or business contexts. A learner should recognise this as standard formal Spanish rather than everyday casual conversation.