Als de scheidsrechter het doelpunt niet had afgekeurd, hadden we de finale gewonnen.

Questions & Answers about Als de scheidsrechter het doelpunt niet had afgekeurd, hadden we de finale gewonnen.

Why does the second part say hadden we de finale gewonnen instead of using zouden hebben for "would have"?
You can definitely use zouden hebben, but this sentence demonstrates the Double Past Perfect. In Dutch, when talking about a hypothetical past situation (something that didn't actually happen), you can simply use the past perfect tense in both clauses. The phrase hadden ... gewonnen literally translates as "had won", but in this structure it means "would have won".
Why is the word order hadden we and not we hadden in the second half?
This is a classic example of inversion caused by the V2 (verb-second) rule. The entire "if" clause (Als ... afgekeurd) counts as the first position in the sentence. To keep the main verb in the second position overall, the main clause must start immediately with the verb (hadden), followed by the subject (we).
In the first clause, could I write afgekeurd had instead of had afgekeurd?
Yes, both are perfectly correct. Because Als creates a subordinate clause, the verbs are pushed to the end. In these end-of-sentence verb clusters, you can put the helper verb (had) either before or after the past participle (afgekeurd).
How does the word afgekeurd get its ge- in the middle?
The infinitive is afkeuren (to reject or disallow), which is a separable verb made of the prefix af and the verb keuren. In the past participle, the standard ge- prefix is sandwiched exactly between the separable prefix and the core verb, resulting in af-ge-keurd.

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