Breakdown of Olur da kaza yaparsak, bu sigorta tüm masrafları kapsar mı?
bu
this
yapmak
to do / to make
mi
question particle (mı/mi/mu/mü)
de
too, also (de/da) / even if (concessive particle after conditional) / and (linking clauses)
kaza
accident
masraf
expense
tüm
all, entire
olmak
to happen / to occur (general; also to be/become)
sigorta
insurance
kapsamak
to cover (comprise, encompass)
Questions & Answers about Olur da kaza yaparsak, bu sigorta tüm masrafları kapsar mı?
How does olur da work in this sentence, and why does the verb still take the conditional -sa?
Olur da translates to "If by any chance" or "Should it happen that," expressing a remote possibility. Even though olur da introduces the condition, Turkish grammar requires the verb in that clause to also take a conditional suffix. Here, it uses the aorist conditional yaparsak (if we make).
Why do we use the verb yapmak for having an accident?
In Turkish, you don't "have" an accident; you "make" or "do" one. The fixed phrase for getting into an accident is kaza yapmak. Therefore, "if we have an accident" becomes kaza yaparsak.
Why is masrafları in the accusative case?
The word tüm (all) makes the object specific. You are asking about all the specific expenses tied to that accident, not just expenses in general. Because it is the specific direct object of the verb kapsamak (to cover), it takes the accusative suffix -ı, becoming masrafları.
Why is the final verb kapsar mı in the aorist tense instead of the future tense?
The aorist (broad tense) is used for general truths, habits, and established rules. The speaker is asking about the standard policy of the insurance contract ("does it cover?"), rather than making a prediction about a specific isolated moment in the future.
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