Chinese (Mandarin)

Spanish

English

Hindi

Arabic (Modern Standard)

Portuguese

Bengali

Russian

Japanese

Punjabi

German

Javanese

Malay

Telugu

Vietnamese

Korean

French

Marathi

Tamil

Urdu

Turkish

Italian

Chinese, Yue / Cantonese

Thai

Gujarati

Chinese, Jin

Chinese, Min Nan

Dari

Farsi

Polish

Pashto

Kannada

Chinese, Xiang

Malayalam

Sundanese

Hausa

Odia

Burmese

Chinese, Hakka

Ukrainian

Bihari, Bhojpuri

Tagalog

Yoruba

Bihari, Maithili

Uzbek

Sindhi

Amharic

Fula

Romanian

Oromo

Igbo

Azerbaijani

Chinese, Gan

Dutch

Kurdish, Central

Kurdish, Northern

Kurdish, Southern

Malagasy

Lahnda, Saraiki

Nepali

Sinhalese

Chittagonian

Zhuang

Khmer

Turkmen

Assamese

Madurese

Somali

Marwari

Bihari, Magahi

Haryanvi

Hungarian

Chhattisgarhi

Greek

Chewa

Dakhini

Akan, Twi

Akan, Fante

Kazakh

Chinese, Min Bei

Sylheti

Zulu

Czech

Kinyarwanda

Marwari, Dhundhari

Haitian Creole

Chinese, Min Dong

Ilocano

Quechua

Kirundi

Swedish

Hmong

Shona

Uyghur

Hiligaynon

Mossi

Xhosa

Belarusian

Balochi

Managing your finances effectively in Romanian requires knowing formal banking terminology. Let's learn the essential words for dealing with banks, from handling cash to paying off a mortgage.

### Everyday Banking

Managing your money begins with basic banking terminology. Whether you are dealing with **numerarul** (the cash), you might need to visit your local bank **sucursala** (the branch).

{{item:1150647}}

{{item:1150650}}

When you need physical money, you will use the verb **a retrage** (to withdraw). 

{{item:1150653}}

To keep track of your available funds, you should regularly check **soldul** (the balance) of your account.

{{item:1150656}}

### Loans and Mortgages

If you need to make a major purchase, such as a new vehicle, you might apply for **împrumutul** (the loan).

{{item:1150660}}

For buying a home, the specific term you will use is **ipoteca** (the mortgage).

{{item:1150662}}

### Capital and Foreign Currency

When discussing business or large financial investments, you will encounter **capitalul** (the capital). 

{{item:1150665}}

If you are traveling or investing internationally, you will need to pay attention to exchange rates and **valuta** (the currency).

{{item:1150668}}

### Managing Your Debt and Statements

When you have loans or credit, it is crucial to pay your debt by **scadența** (the due date) to avoid any extra fees.

{{item:1150671}}

Finally, to review your history of transactions and ensure everything is correct, you can read over **extrasul** (the statement).

{{item:1150674}}

Banking and Loans

adjective

adverb

adverbial phrase

auxiliary

auxiliary verb

conjunction

determiner

interjection

noun

numeral

particle

preposition

pronoun

sentence

verb

The verb to be and definite articles (a fi, -ul, -le)

Feminine definite articles (-a, -ua)

Indefinite articles (un, o)

Negative sentences (nu)

Question words (ce, unde, cine)

The verb to have (a avea)

Masculine plural nouns (-i, -ii)

Feminine plural nouns (-e, -i, -le)

Neuter plural nouns (-uri, -e, -le)

Adjectives and agreement

Present tense of regular -a verbs

Present tense of -a verbs with suffix (-ez)

Present tense of regular -i and -î verbs

Present tense of -i and -î verbs with suffix (-esc / -ăsc)

Present tense of -ea and -e verbs

Reflexive pronouns (mă, te, se, ne, vă)

Accusative prepositions (în, la, pe, din, cu)

Likes and dislikes (îmi place)

Possessive adjectives (meu, tău, său)

Third-person possessives (lui, ei, lor)

Possessive articles (al, a, ai, ale)

Formal politeness (dumneavoastră)

Demonstrative adjectives (acest, acel)

Numbers 1 to 10

The number two (doi, două)

Numbers 11 to 20

Counting by tens to 100

Quantifying large numbers (de)

The subjunctive (să)

Third-person subjunctive (să)

Direct object pronouns (îl, o, îi, le)

Personal direct objects (pe)

Days of the week

Telling time (e ora...)

Months of the Year (January to June)

Months of the Year (July to December)

The Four Seasons

Weather Conditions

Rooms in a House

Basic Body Parts: Upper Body

Basic Body Parts: Limbs

Everyday Clothing

Basic Foods: Groceries

Fruits and Vegetables

Around Town

Getting Around

Setting the Table

A Colorful World

Common Animals

In the Wild

Jobs and Careers

Everyday Tech

Describing people (tânăr, bătrân, înalt)

Asking when and why (când, de ce, care)

Hello and goodbye (bună ziua, la revedere)

Coming and going (intra, sta, trece)

Where is it? (sub, lângă, între)

Knowing and thinking (știu că, cred că)

Sorry, welcome, congratulations (îmi pare rău, la mulți ani)

Introducing yourself (mă numesc, sunt din România)

How much and how many (puțin, prea, doar)

Can and may (pot merge, pot să merg)

If and whether (dacă)

At school and university

Irregular verbs in the present (vrea, lua, da, bea, sta)

Free time and sport

How much is it? (cât costă, câți, câte)

Before and after (înainte, după, până)

At the doctor (mă doare)

Meals of the day (micul dejun, prânzul, cina)

At the restaurant

Ability and permission (a putea să)

Obligation and necessity (trebuie să)

Desires and intentions (a vrea să)

Impersonal statements (se)

Adverbs of frequency (adesea, uneori)

Conjunctions for reasons and links (pentru că, deci)

Stressed accusative pronouns (pe mine, pe tine)

Indefinite pronouns (cineva, ceva)

Negative pronouns and double negation (nimeni, nimic)

The past tense auxiliary (am, ai, a)

The past tense (am, ai, a)

Regular past participles (-at, -it)

Regular past participles (-ut, -s, -t)

Negative past tense (nu am)

Question	Answer
the cash	numerarul
The bank does not accept the dirty cash.	Banca nu acceptă numerarul murdar.
The man hid the cash in the house.	Bărbatul a ascuns numerarul în casă.
the branch	sucursala
We visited the biggest branch.	Noi am vizitat cea mai mare sucursală.
The woman was hoping to find the branch open.	Femeia spera să găsească sucursala deschisă.
to withdraw	retrage
I tried to withdraw the money from the ATM.	Eu am încercat să retrag banii de la bancomat.
The boy managed to withdraw the sum.	Băiatul a reușit să retragă suma.
the balance	soldul
The balance of your account is zero.	Soldul contului tău este zero.
We had checked the balance before leaving.	Noi verificaserăm soldul înainte să plecăm.
the loan	împrumutul
They obtained the biggest loan in history.	Ei au obținut cel mai mare împrumut din istorie.
The bank approved the loan for the new car.	Banca a aprobat împrumutul pentru mașina nouă.
the mortgage	ipoteca
We paid the mortgage on time.	Noi am plătit ipoteca la timp.
This mortgage has a very low interest.	Această ipotecă are o dobândă foarte mică.
the capital	capitalul
The woman decided to invest all the capital.	Femeia a hotărât să investească tot capitalul.
It is the best moment to increase the capital.	Este cel mai bun moment să creștem capitalul.
the currency	valuta
Which is the strongest currency now?	Care este cea mai puternică valută acum?
They had bought the currency before the holiday.	Ei cumpăraseră valuta înainte de vacanță.
the due date	scadența
You must pay the debt by the due date.	Trebuie să plătești datoria până la scadență.
He had forgotten the due date, so he paid a fee.	El uitase scadența, așa că a plătit o taxă.
the statement	extrasul
The client received the statement by mail.	Clienta a primit extrasul prin poștă.
The boss had checked the statement at that moment.	Șefa verificase extrasul în acel moment.
the pound (currency)	lira
I exchanged euros for pounds at the bank.	Am schimbat euro în lire la bancă.
The pound is a strong currency.	Lira este o valută puternică.
How much is a pound in euros today?	Cât costă azi o liră în euro?

Contributors