La cuenta tiene un cargo mensual por sobregiro.

The account has a monthly overdraft fee.

Breakdown of La cuenta tiene un cargo mensual por sobregiro.

• tener: to have
• por: by
• un: a
• la cuenta: the account

Questions & Answers about La cuenta tiene un cargo mensual por sobregiro.

What does cuenta mean here?

Here, cuenta means account, specifically a bank account.

Spanish cuenta can mean several things depending on context, such as:

• account
• bill
• count
• even part of expressions like darse cuenta = to realize

In this sentence, the banking words cargo and sobregiro make it clear that cuenta means bank account.

What form is tiene?

Tiene is the third-person singular present tense of tener = to have.

So:

• yo tengo = I have
• tú tienes = you have
• él/ella/usted tiene = he/she/you have

In La cuenta tiene..., the subject is la cuenta, which is singular, so tiene is the correct form.

Why does Spanish say la cuenta tiene instead of using something like there is?