Die eienaar aanvaar die kwotasie; die diens kos minder.

Die is the Afrikaans definite article, meaning the.

Unlike English, Afrikaans does not have separate forms like the for singular/plural or masculine/feminine. So the same word die is used for:

• the owner → die eienaar
• the quotation / the quote → die kwotasie
• also plural nouns, for example the owners → die eienaars

So in this sentence, die simply means the both times.

Eienaar can refer to an owner of any gender. Afrikaans usually does not force you to mark gender in nouns the way some other languages do.

So die eienaar can mean:

• the owner (male)
• the owner (female)
• sometimes just the owner when gender is not important

If context makes the person's gender clear, that is usually enough.

Because Afrikaans verbs usually do not change form according to the subject in the present tense.

Compare English:

• I accept
• he accepts

In Afrikaans, you normally keep the same form:

• ek aanvaar
• hy aanvaar
• die eienaar aanvaar

So aanvaar stays aanvaar no matter who is doing the action.

Here kwotasie means a quotation, quote, or price estimate in a business or service context.

So die kwotasie aanvaar means accept the quote/quotation.

This is different from a quotation from a book or speech. For that kind of quotation, Afrikaans more often uses aanhaling.

So in this sentence:

• kwotasie = a quoted price / estimate
• not a literary quotation

The semicolon links two closely related complete clauses:

• Die eienaar aanvaar die kwotasie
• die diens kos minder

Each part could stand as its own sentence, but the semicolon shows they are closely connected in meaning.

It is similar to writing:

• The owner accepts the quote; the service costs less.

You could also separate them with a full stop, or sometimes rewrite with a conjunction such as en or dus, depending on the exact intended relationship.

This sentence uses very normal Afrikaans main-clause word order:

• subject + verb + object

First clause:

• Die eienaar = subject
• aanvaar = verb
• die kwotasie = object

Second clause:

• die diens = subject
• kos = verb
• minder = adverb/complement

So for a learner, this is a straightforward example of standard Afrikaans main-clause order.

Yes — kos can be both:

• a noun meaning food
• a verb meaning to cost

In this sentence, kos is clearly a verb because it comes after the subject die diens:

• die diens kos minder = the service costs less

If it were the noun food, the sentence structure would be different.

This is a common Afrikaans word that depends on context.

Both can work, but they are not exactly the same.

• minder = less
• goedkoper = cheaper

So:

• Die diens kos minder = The service costs less
• Die diens is goedkoper = The service is cheaper

The original sentence focuses on the amount it costs, so kos minder is very natural.

No. Diens can mean different kinds of service, depending on context, such as:

• a service provided by a company
• duty/service in a general sense
• a church service

In this sentence, because it says kos minder (costs less), the meaning is clearly a paid service, not a church service.

So context tells you which meaning is intended.

A rough English-friendly guide:

• eienaar ≈ AY-uh-naar
• aanvaar ≈ AHN-faar
• kwotasie ≈ kwo-TA-see
• diens ≈ deens
• minder ≈ MIN-der

A few useful notes:

• aa is a long a sound.
• v in Afrikaans is often pronounced closer to an English f sound in many words, so aanvaar may sound closer to ahn-faar.
• ie is usually like ee in English.

These are only rough guides, but they help you get close.

Yes. Afrikaans simple present often covers both ideas, depending on context.

So Die eienaar aanvaar die kwotasie can mean:

• The owner accepts the quotation
• The owner is accepting the quotation

In many basic sentences, English chooses between simple present and present continuous, but Afrikaans often just uses the simple verb form and lets context do the work.