O evi alacaktım ama kredi çekme mecburiyeti bende tereddüt yarattı.

Questions & Answers about O evi alacaktım ama kredi çekme mecburiyeti bende tereddüt yarattı.

Why do we use the short verbal noun çekme here instead of the infinitive çekmek before mecburiyeti?
This forms a noun compound. We combine the abstract action kredi çekme (taking out a loan) with the abstract noun mecburiyet (obligation). To link them, we use the short verbal noun suffix -mA on the verb, and add the possessive suffix -i to the second noun, making kredi çekme mecburiyeti. You cannot use the dictionary form -mAk inside a noun compound like this.
Is çekmek the usual verb for taking out a loan?
Yes. While çekmek basically means "to pull" or "to draw", it is the standard verb used for financial actions involving taking money from an institution. You use it for taking out a loan (kredi çekmek) and withdrawing cash (para çekmek).
Why does the sentence use the locative bende instead of a direct object pronoun like beni?
The phrase tereddüt yarattı literally translates to "created hesitation." In Turkish, abstract feelings or psychological states are often described as being created or awakened inside or on a person. Because of this, the situation created hesitation "in me" (bende) rather than directly doing something to "me" (beni).
How does alacaktım express that the purchase didn't actually happen?
By combining the future suffix -acak with the past tense suffix -tı, it creates the "future in the past" tense (alacak-tı-m). This is the standard way to express an unfulfilled intention in Turkish, equivalent to "I was going to buy" in English. The ama (but) that follows immediately confirms the plan was abandoned.

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