Breakdown of Varken du eller jag har ju råd med självrisken.
jag
I
du
you (singular)
eller
or
med
with
varken
neither
ju
as you know / of course
ha råd
to afford
självrisken
the deductible
Questions & Answers about Varken du eller jag har ju råd med självrisken.
Why isn't there an inte in this sentence to make it negative?
The phrase varken ... eller (neither ... nor) already carries a negative meaning. In standard Swedish, adding inte when varken ... eller is the subject violates the negative concord constraint, making the sentence ungrammatical. You simply use the positive verb har.
Why is there a med after råd?
The standard Swedish expression for being able to afford something is ha råd med, followed by the item or expense. Unlike English, where the verb afford attaches directly to the object, Swedish requires the preposition med.
Why is ju placed immediately after har?
The word ju acts as a sentence adverb in this context. In a Swedish main clause, sentence adverbs must be placed right after the first conjugated verb. Here, it sits after har to add the nuance of "as we both know" or "after all".
What exactly does självrisken literally mean?
It literally translates to "the self-risk". This is the standard Swedish term for an insurance deductible or excess, representing the portion of the risk you are responsible for paying yourself before the insurance coverage kicks in.
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