Breakdown of Estimada señora: Le escribo porque tengo un problema con el seguro.
con
with / just by (+ -ing)
un
a, an, some
el problema
the problem
escribir
to write
porque
because
tener
to have
la señora
the lady / madam (form of address)
le
to him / to her / to you (formal) / him (direct object, male person)
estimado
Dear (opening a formal letter or email)
el seguro
the insurance (policy)
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