Breakdown of okane ga areba, atarasii kuruma wo kaitai desu.
ですdesu
to be
車kuruma
car
がga
subject particle
あるaru
to exist; to have; (used for non-living entities)
買うkau
to buy
をwo
direct object particle
新しいatarasii
new
(お)金(o)kane
money
〜たい〜tai
verb suffix to express desire
〜ば〜ba
if
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