Los fondos del depósito directo están disponibles.

The direct-deposit funds are available.

Breakdown of Los fondos del depósito directo están disponibles.

• estar: to be
• de: of
• disponible: available
• el depósito directo: the direct deposit

Questions & Answers about Los fondos del depósito directo están disponibles.

Why is it los fondos and not el fondo?

In banking Spanish, fondos often means funds or money available in an account, so the plural is very natural.

By contrast, fondo in the singular can mean different things depending on context, such as:

• fund as in an investment fund
• bottom
• background

So in this sentence, los fondos is the normal way to refer to the money from the direct deposit.

What does del mean, and why is it not de el?

Del is the contraction of de + el.

So:

• de = of, from
• el = the
• del = of the, from the

Spanish normally contracts de el into del. That is why del depósito directo is correct.

Why is depósito directo in that order instead of directo depósito?

In Spanish, adjectives usually come after the noun.

So:

• depósito = deposit
• directo = direct

Together: depósito directo

This is the normal Spanish word order for this kind of expression, especially in formal or financial language.

Why is the verb están and not ?