אני צריכה להביא כסף לחנות, כי אין לי כסף עכשיו.

Because צריכה is the feminine singular form, and it agrees with the speaker.

• אני צריך = I need said by a male speaker
• אני צריכה = I need said by a female speaker

Hebrew often marks gender in the present tense and in words like צריך / צריכה.

After צריך / צריכה, Hebrew normally uses an infinitive, just like English uses to + verb.

So:

• אני צריכה להביא = I need to bring
• not אני צריכה מביאה

Here, להביא means to bring. This pattern is very common:

• אני רוצה לאכול = I want to eat
• אני יכולה לבוא = I can come
• אני צריכה להביא = I need to bring

No. They are related in meaning but not the same.

• לבוא = to come
• להביא = to bring

A useful way to remember it:

• come = move yourself
• bring = move something with you

So in this sentence, להביא כסף means to bring money.

In unpointed Hebrew, לחנות can represent either:

• לְחנות = to a store
• לַחנות = to the store

They are spelled the same without vowel marks. Only the pronunciation differs:

• lechanut = to a store
• lachanut = to the store

So you need context, or the translation shown to the learner, to know which one is meant.

Hebrew does not usually use a verb meaning to have in the present tense the way English does.

Instead, it uses:

• יש לי = I have
• אין לי = I do not have

Literally, אין לי כסף is something like there is no money to me, but the natural English meaning is I don't have money.

This is a very important Hebrew pattern:

• יש לי זמן = I have time
• אין לי זמן = I don't have time

Because standard Hebrew uses אין as the negative of יש.

So:

• יש לי כסף = I have money
• אין לי כסף = I don't have money

Using לא יש לי is not standard modern Hebrew.

This is one of those patterns you usually just have to learn as a fixed system: יש / אין.

Yes, sometimes it can be omitted if the context is clear.

So both of these can work:

• אני צריכה להביא כסף לחנות
• צריכה להביא כסף לחנות

But אני is often kept for clarity, emphasis, or when the sentence starts a new idea. For learners, including אני is usually safer and clearer.

כי means because in this sentence.

So:

• כי אין לי כסף עכשיו = because I don’t have money now

It is a very common and neutral way to introduce a reason. Depending on context, כי can also mean that, but here the meaning is clearly because.

Yes, Hebrew repeats כסף here because each clause expresses a complete idea:

• I need to bring money to the store
• because I don’t have money now

Repeating the noun is normal and clear. Hebrew often prefers this kind of explicit wording.

In some contexts, speakers might shorten things, but כי אין לי כסף עכשיו is very natural.

Yes, עכשיו can move around.

In this sentence:

• אין לי כסף עכשיו = I don’t have money now

Putting עכשיו at the end is very natural. But Hebrew also allows other word orders, for example:

• כי עכשיו אין לי כסף
• כי אין לי עכשיו כסף

The meaning stays very similar, though the emphasis shifts slightly. The version in your sentence sounds normal and straightforward.

Yes, it is understandable and natural.

A speaker might also say slightly different versions depending on style, such as:

• אני צריכה להביא כסף לחנות כי אין לי כסף עכשיו
• אני צריכה להביא כסף לחנות, כי כרגע אין לי כסף
• אני צריכה לקחת כסף לחנות, כי אין לי כסף עכשיו if the intended nuance is more like take money with me to the store

But the original sentence is perfectly fine for learning and everyday use.