Die oornagverblyf kos geld.

Because Afrikaans usually writes compound nouns as one word.

• oornag = overnight
• verblyf = stay / accommodation

So oornagverblyf is a compound meaning overnight accommodation or an overnight stay, depending on context.

Die means the.

A helpful thing for English speakers is that Afrikaans uses die for the regardless of gender, and also for both singular and plural in many cases. So here it simply means the.

Here, kos means costs.

Afrikaans has:

• kos as a verb = to cost
• kos as a noun = food

In this sentence, it is clearly the verb, because it comes after the subject:

• Die oornagverblyf = the overnight accommodation
• kos = costs
• geld = money

Because geld is being used in a general sense, like money in English.

Compare:

• Dit kos geld. = It costs money.
• not It costs the money.

If you were talking about specific money already mentioned, then die geld could be used.

Yes. This is the normal main-clause pattern:

subject + verb + object/complement

• Die oornagverblyf = subject
• kos = verb
• geld = object/complement

So the sentence structure is very close to English here.

Yes. It can cover both ideas, depending on context.

For example:

• in a hotel or travel context, overnight accommodation is often the best translation
• in a broader context, overnight stay may also fit

So the exact English wording can vary a little, even though the Afrikaans is the same.

Yes, but the meaning becomes more general.

• Die oornagverblyf kos geld. = The overnight accommodation costs money.
• Oornagverblyf kos geld. = Overnight accommodation costs money.

With die, you are referring to a specific overnight stay or accommodation. Without it, you are speaking more generally.

Not necessarily.

Kos geld only means costs money or is not free.

If you want to say it is expensive, Afrikaans would usually use something like:

• Die oornagverblyf is duur. = The overnight accommodation is expensive.

So kos geld is weaker than is duur.

A rough English-friendly guide is:

OOR-nakh-fur-blayf

A few notes:

• oor sounds roughly like a long or
• g in nag is the guttural Afrikaans sound, like the ch in Scottish loch
• ver is usually unstressed
• blyf is roughly blayf

It does not have to sound perfect right away; the most unfamiliar part for many English speakers is the Afrikaans g.

No. Afrikaans does not have grammatical gender in the way languages like German or Dutch do.

That means you do not need to learn different forms of the for masculine, feminine, or neuter nouns. In this sentence, die stays die regardless of the noun.