Breakdown of Wir werden den Kredit unseres Hauses abbezahlt haben, während du noch studierst.
du
you (informal singular)
das Haus
the house
haben
to have
wir
we
unser
our
noch
still / yet
studieren
to study
werden
will (future auxiliary)
während
while
der Kredit
the loan
abbezahlen
to pay off
Questions & Answers about Wir werden den Kredit unseres Hauses abbezahlt haben, während du noch studierst.
Why do we use werden ... abbezahlt haben instead of the normal future tense?
This is the Futur II (Future Perfect). We use it to express that an action will already be completed before a specific point in the future. Here, the paying off of the loan will be completely finished by the time the second action occurs. It perfectly matches the English structure 'will have paid off'.
The first part of the sentence is in the future tense, but studierst is in the present. Why doesn't it use a future tense too?
In German, the present tense is heavily used for future events whenever the context makes the future timeframe clear. The main clause already establishes we are talking about the future (werden ... haben), so it is completely natural and preferred to use the present tense in the während clause to describe the ongoing background event.
What is the difference between bezahlen and abbezahlen?
Bezahlen simply means to pay, like paying for a meal or a ticket. Abbezahlen specifically means to pay off something over time in installments. It is exactly the verb you need when talking about a loan (Kredit), a mortgage, or a long-term debt.
Why is it unseres Hauses instead of unser Haus?
This is a refresher on the genitive case, which indicates possession. Der Kredit unseres Hauses literally translates to the loan of our house. Because das Haus is a neuter noun, the genitive requires adding an -es to the end of the noun and using the possessive ending -es on unser.
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