Breakdown of بیمه سرقت را پوشش نمیدهد، مگر اینکه قفل داشته باشید.
داشتنdâshtan
to have
راrâ
definite direct object marker
اینکهin-ke
that (conjunction)
مگرmagar
unless / perhaps (used in tags)
قفلqofl
lock
بیمهbime
insurance
سرقتsareghat
theft
پوشش دادنpushesh dâdan
to cover
Questions & Answers about بیمه سرقت را پوشش نمیدهد، مگر اینکه قفل داشته باشید.
Why is the verb داشته باشید in the subjunctive form here?
The conjunction مگر اینکه (unless) introduces a conditional or hypothetical situation. In Farsi, phrases that express doubt, desire, or conditions (like "unless you have a lock") require the following verb to be in the present subjunctive form.
The subjunctive usually starts with the prefix بـ (be-). Why doesn't داشته باشید have it?
The verb داشتن (to have) is a special exception. Instead of using the standard بـ prefix, it forms the present subjunctive by taking its past participle داشته and adding the subjunctive forms of the verb "to be" (such as باشم, باشی, باشد, etc.). For the "you" (plural/formal) form, this creates داشته باشید.
Why is the object marker را used after سرقت (theft)?
The word سرقت is the direct object of the verb because it is the thing that the insurance does or does not cover. Since the sentence refers to "theft" as a specific, known category addressed by the insurance policy rather than just some random theft, را is added to mark it as a definite direct object.
How does the negative verb پوشش نمیدهد work?
This is a compound verb made of the noun پوشش (coverage) and the verb دادن (to give). To make it negative in the present tense, you add the negative prefix نـ (ne-) to the conjugated part of the verb. Thus, میدهد (it gives) becomes نمیدهد (it does not give).
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