Learn Dutch: Ik heb veel tijd bespaard. - I have saved a lot of time.

The infinitive of the verb is besparen. When a Dutch verb already starts with an unstressed prefix like be-, ver-, ont-, or her-, its past participle doesn't get the usual ge- added to the front. You just use the prefix that is already there, making it bespaard.

How do we know bespaard ends in a -d rather than a -t?

We use the 't kofschip rule! Take the infinitive besparen and remove the -en to find the stem: bespaar. Because the stem ends in an r, which is not one of the consonants in 't kofschip (t, k, f, s, c, h, p), the past participle gets a -d at the end.

Why is bespaard pushed to the very end of the sentence?

This is a standard rule for Dutch word order. When you have a compound tense like the present perfect, the helping verb (heb) takes the normal second position in the sentence, and the past participle (bespaard) must go to the very end of the clause.

Can veel mean both "much" and "many"?

Yes, exactly. Unlike English, which switches between "much" (for uncountable things like time) and "many" (for countable things like books), Dutch just uses veel for both. Here, veel tijd translates perfectly to "a lot of time" or "much time".