Questions & Answers about Kad bi imao novca, živio bi u Engleskoj.
Why is it u Engleskoj? Doesn't the locative case for feminine nouns usually end in -i, like u školi?
Engleska is an adjectival noun. Although it acts as a noun meaning England, grammatically it is a feminine adjective. Therefore, it takes adjective case endings. Instead of the regular noun locative ending -i, it takes the feminine adjective locative ending -oj, resulting in u Engleskoj. The same rule applies to Hrvatska (u Hrvatskoj).
Why does the sentence use kad for if instead of ako?
While ako means if for real possibilities, Croatian often uses kad (which normally means when) paired with the conditional mood to express hypothetical or unreal conditions. Kad bi imao means If he had (but he currently does not). You could use ako here (ako bi imao), but kad is much more common for expressing these what-if scenarios.
Why is the word for money in the genitive case (novca) instead of the accusative (novac)?
This is the partitive genitive, which expresses an indefinite quantity, similar to saying some money in English. With uncountable nouns like novac, it is very natural in Croatian to use the genitive after verbs like imati (to have) to signify an unspecified amount.
Why does the conditional particle bi come before the verb in the first clause, but after it in the second?