Breakdown of Du måste ha betalat självrisken för allriskförsäkringen.
du
you (singular)
ha
to have
måste
to have to, must
för
for, to
betala
to pay
självrisken
the deductible
allriskförsäkringen
the all-risk insurance
Questions & Answers about Du måste ha betalat självrisken för allriskförsäkringen.
Why is it "ha betalat" instead of "har betalat"?
After modal verbs like måste (must), you need the infinitive form of the auxiliary verb. The infinitive of har is ha. So, to say "must have paid", you use måste ha betalat.
What exactly does the word självrisk mean?
Självrisk literally translates to "self-risk." In insurance contexts, it is the deductible or the excess—the amount of money you are responsible for paying out of your own pocket before the insurance covers the rest.
How does the compound word allriskförsäkringen break down?
It is made up of all (all), risk (risk), and försäkring (insurance). Together, it refers to comprehensive insurance. Notice that the definite ending -en is only added to the very last word in the compound, making it allriskförsäkringen.
Why do we use the preposition för here instead of till?
In Swedish, you pay the deductible "for" the insurance policy, so för is the natural choice. While you might pay a sum of money till (to) a person or a company, you pay a fee or deductible för (for) a specific service or policy.
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