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Breakdown of ano ginkou ni kin to gin ga arimasu.
がga
subject particle
あるaru
to exist; to have; (used for non-living entities)
にni
at; on; in; to; for [indirect object particle]
とto
and; or; with
あのano
that ... (over there) adnominal
銀行ginkou
bank
金kin
gold
銀gin
silver
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“How do verb conjugations work in Japanese?”
Japanese verbs conjugate based on tense, politeness, and mood. For example, the polite present form adds ‑ます to the verb stem, while the past tense uses ‑ました. Unlike English, Japanese verbs don't change based on the subject — the same form works for "I", "you", and "they".
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