Hon vill skydda sitt konto.

Because sitt is a reflexive possessive. It refers back to the subject of the sentence, which is hon.

So in Hon vill skydda sitt konto, the meaning is that she wants to protect her own account.

Compare:

• Hon vill skydda sitt konto = she wants to protect her own account
• Hon vill skydda hennes konto = she wants to protect another woman’s account

This is a very common point in Swedish. When the possessor is the same as the subject, Swedish usually uses sin / sitt / sina instead of hans / hennes / deras.

Sin, sitt, and sina change depending on the noun they describe.

Here the noun is konto, and konto is an ett-word in Swedish: ett konto.

So:

• sin
  • en-word singular
• sitt
  • ett-word singular
• sina
  • plural

Examples:

• sin bok = his/her own book
• sitt konto = his/her own account
• sina böcker = his/her own books

So sitt is used because konto is singular and takes ett.

In Swedish, when you use a possessive word like min, din, hans, hennes, sin, sitt, sina, you normally do not use en or ett before the noun.

So Swedish says:

• mitt hus = my house
• hennes bil = her car
• sitt konto = her own account

Not:

• ett sitt konto
• ett hennes konto

Even though konto is an ett-word, the article disappears after a possessive.

Because vill is a modal verb, and after modal verbs in Swedish, the next verb usually stays in the infinitive form.

So:

• hon vill skydda = she wants to protect
• jag kan läsa = I can read
• de måste gå = they must go

The verb vill is the present tense of vilja.
The verb skydda stays in the infinitive.

This is similar to English:

• she wants to protect

except that Swedish does not use to here.

After modal verbs like vill, Swedish normally does not use att before the infinitive.

So you say:

• Hon vill skydda sitt konto
• Jag kan simma
• Vi måste gå

Not:

• Hon vill att skydda sitt konto

The word att can mean to before an infinitive in some contexts, but not after modal verbs like vill, kan, måste, ska.

Vill is the present tense of the verb vilja, meaning to want.

Some useful forms are:

• vilja = to want
• vill = want / wants
• ville = wanted

So:

• Jag vill = I want
• Hon vill = she wants
• De ville = they wanted

In this sentence, vill matches the subject hon.

The sentence follows a very common Swedish pattern:

Subject + verb + infinitive + object

So:

• Hon = subject
• vill = finite verb
• skydda = infinitive verb
• sitt konto = object

Swedish main clauses also follow the V2 rule, which means the finite verb normally comes in the second position.

In this sentence, the subject comes first, so the verb naturally comes second:

• Hon vill skydda sitt konto

If another element came first, the verb would still stay in second position:

• Nu vill hon skydda sitt konto = Now she wants to protect her account

You usually put inte after the finite verb.

So:

• Hon vill inte skydda sitt konto = She does not want to protect her account

Structure:

• Hon = subject
• vill = finite verb
• inte = not
• skydda sitt konto = rest of the verb phrase

This placement is very typical in Swedish main clauses.

In a yes/no question, Swedish usually puts the finite verb before the subject.

So:

• Vill hon skydda sitt konto? = Does she want to protect her account?

This is a common pattern:

• Bor du här? = Do you live here?
• Kan han komma? = Can he come?
• Vill hon skydda sitt konto?

A rough guide is:

• skydda ≈ SHID-da

A few helpful points:

• sk before certain front vowels in Swedish often sounds like a sh-like sound
• y is a Swedish vowel that does not exist exactly in English, so learners often approximate it at first
• the dd is pronounced as a normal d sound in this word

So don’t try to pronounce it exactly like English sky + da. The beginning is much more like a Swedish sh sound.

Yes. Konto is used for several kinds of accounts, depending on context.

It can mean:

• a bank account
• a user account
• an online account
• an account in a service or app

So in a sentence like Hon vill skydda sitt konto, the exact type of account usually depends on the situation.