Forsikringsselskapet sammenligner skademeldingen med kjøpsbeviset og reiseforsikringsbeviset.

Because Norwegian very often makes compound nouns by joining smaller words together.

Forsikringsselskapet is built from:

• forsikring = insurance
• selskap = company
• -et = the definite ending for a neuter singular noun

So:

• forsikringsselskap = insurance company
• forsikringsselskapet = the insurance company

This is much more common in Norwegian than in English. Where English often uses several words, Norwegian often prefers one compound word.

In Norwegian, the is usually added to the end of the noun instead of standing in front of it.

In this sentence:

• forsikringsselskapet = the insurance company
• skademeldingen = the damage report / claim report
• kjøpsbeviset = the proof of purchase / receipt
• reiseforsikringsbeviset = the travel insurance certificate

This is called the definite form.

A very important pattern is:

• et selskap = a company

• selskapet = the company

• en melding = a report/message
• meldingen = the report

So English uses a separate article, but Norwegian often uses an ending instead.

That depends on the noun’s gender.

Norwegian nouns can be:

• masculine
• feminine
• neuter

In Bokmål, the most important thing here is:

• many masculine/feminine nouns take -en in the definite singular
• neuter nouns usually take -et

Examples from the sentence:

• skademelding is treated as a common-gender noun → skademeldingen
• selskap is neuter → selskapet
• bevis is neuter → beviset

So the ending tells you both that the noun is definite and, often, what gender it has.

The verb is sammenligner.

Its infinitive is:

• å sammenligne = to compare

In the sentence, sammenligner is in the present tense:

• Forsikringsselskapet sammenligner ... = The insurance company compares / is comparing ...

A useful thing for learners: Norwegian present tense verbs are fairly simple. Many verbs just take -r in the present:

• å sammenligne → sammenligner
• å kjøpe → kjøper
• å reise → reiser

Because med applies to both nouns together.

The structure is:

• sammenligne X med Y og Z
  = compare X with Y and Z

So here:

• skademeldingen is being compared with
  • kjøpsbeviset
  • reiseforsikringsbeviset

Norwegian does not need to repeat med before the second noun unless the speaker wants extra emphasis or clarity.

No, this is a very normal main clause word order in Norwegian:

• Subject: Forsikringsselskapet
• Verb: sammenligner
• Object: skademeldingen
• then the prepositional phrase: med kjøpsbeviset og reiseforsikringsbeviset

So the pattern is basically:

Subject + Verb + Object + other information

This is the most straightforward Norwegian word order in a statement.

It is another compound noun:

• skade = damage, injury
• melding = report, notice, message
• -en = the definite ending

So:

• skademelding = damage report / insurance claim report
• skademeldingen = the damage report / the claim report

Norwegian often creates very precise meanings by combining nouns like this.

That -s- is a very common linking element in Norwegian compounds.

For example:

• kjøp = purchase
• bevis = proof
• together: kjøpsbevis = proof of purchase

And:

• reise = travel
• forsikring = insurance
• bevis = certificate/proof
• together: reiseforsikringsbevis = travel insurance certificate

This -s- does not always have a separate meaning by itself. Often it simply helps connect the parts of a compound in a way that sounds natural in Norwegian.

Yes. That is completely normal in Norwegian.

It is made from:

• reise = travel
• forsikring = insurance
• bevis = proof/certificate
• -et = the definite ending

So:

• reiseforsikringsbevis = travel insurance certificate
• reiseforsikringsbeviset = the travel insurance certificate

English often writes these ideas as several words, but Norwegian commonly writes them as one compound noun.

Because each noun refers to one specific document:

• skademeldingen = the claim report
• kjøpsbeviset = the proof of purchase
• reiseforsikringsbeviset = the travel insurance certificate

The sentence mentions several different items, but each one is singular. So Norwegian uses singular definite forms, not plural forms.

Yes. That is exactly what it does here.

The phrase:

• med kjøpsbeviset og reiseforsikringsbeviset

means that the comparison is made with both documents.

So og simply links:

• kjøpsbeviset
• reiseforsikringsbeviset

This works very much like English and.

A useful strategy is to read them in parts instead of trying to process the whole word at once.

For example:

• forsikringsselskapet → forsikring + selskap + et
• skademeldingen → skade + melding + en
• kjøpsbeviset → kjøp + s + bevis + et
• reiseforsikringsbeviset → reise + forsikring + s + bevis + et

This helps with both understanding and pronunciation. Norwegian long words are often much less intimidating once you split them into their building blocks.