Submitting a household insurance claim

QuestionAnswer
should; ideally ought to (formal)
hendaknya
the insurance policy
polis
You should read that policy first.
Anda hendaknya membaca polis itu dahulu.
the insurance premium
premi
The premium is paid each month.
Premi dibayar setiap bulan.
the insurance claim
klaim
the insured party
tertanggung
The insured party submits a claim.
Tertanggung mengajukan klaim.
the insurer
penanggung
the insurance protection; coverage
pertanggungan
This coverage protects the house.
Pertanggungan ini melindungi rumah.
the scope; extent
cakupan
The scope is explained in the policy.
Cakupan dijelaskan dalam polis.
the exclusion; exception
pengecualian
This policy has an exclusion.
Polis ini memiliki pengecualian.
The scope has an exclusion.
Cakupan memiliki pengecualian.
the damage
kerusakan
The damage in the kitchen is quite severe.
Kerusakan di dapur cukup parah.
The damage should not be repaired before the inspection.
Kerusakan hendaknya tidak diperbaiki sebelum pemeriksaan.
the estimate; appraisal
taksiran
the proof of ownership
bukti kepemilikan
the claim form
formulir klaim
I fill out the claim form.
Saya mengisi formulir klaim.
The claim form should be filled out completely.
Formulir klaim hendaknya diisi dengan lengkap.
the documentation
dokumentasi
The claim documentation is already complete.
Dokumentasi klaim sudah lengkap.
the reimbursement; replacement
penggantian
The estimate and reimbursement are different.
Taksiran dan penggantian itu berbeda.
The insurer reads the proof of ownership before reimbursement.
Penanggung membaca bukti kepemilikan sebelum penggantian.
to attach; enclose
melampirkan
I attach the proof of ownership.
Saya melampirkan bukti kepemilikan.
The insured party attaches documentation.
Tertanggung melampirkan dokumentasi.
to process
memproses
The insurer processes the claim.
Penanggung memproses klaim.
This claim is currently being processed.
Klaim ini sedang diproses.
the policyholder
pemegang polis
The policyholder contacts the insurer.
Pemegang polis menghubungi penanggung.
The policyholder should attach clear documentation.
Pemegang polis hendaknya melampirkan dokumentasi yang jelas.
the loss adjuster
penilai kerugian
The loss adjuster reads the estimate.
Penilai kerugian membaca taksiran.
The loss adjuster evaluates the damage.
Penilai kerugian menilai kerusakan.
the loss; financial harm
kerugian
The reimbursement covers the loss.
Penggantian itu menutup kerugian.
the clause; contractual provision
klausul
That policy contains a clause.
Polis itu memiliki klausul.
That insurance clause is long.
Klausul pertanggungan itu panjang.
the deductible; retained risk
risiko sendiri
The deductible is in that clause.
Risiko sendiri ada dalam klausul itu.
That coverage has a deductible.
Pertanggungan itu memiliki risiko sendiri.
the more ... the more
semakin ... semakin
The greater the loss, the higher the estimate.
Semakin besar kerugiannya, semakin tinggi taksirannya.
The more complete the documentation, the faster the claim is processed.
Semakin lengkap dokumentasinya, semakin cepat klaim diproses.
The broader the scope, the higher the premium.
Semakin luas cakupannya, semakin tinggi preminya.
to compensate; indemnify
mengganti rugi
The insurer compensates the policyholder.
Penanggung mengganti rugi pemegang polis.
The insurer will compensate the insured party.
Penanggung akan mengganti rugi tertanggung.
the bone
tulang
My bone hurts.
Tulang saya sakit.
The doctor examines that bone.
Dokter memeriksa tulang itu.
ugly; poor-quality
jelek
That shirt is ugly.
Baju itu jelek.
That is a poor-quality film.
Film itu jelek.
the director; executive
direktur
The director reads the report.
Direktur membaca laporan.
The director holds a meeting.
Direktur mengadakan rapat.
thousand
ribu
There are a thousand people.
Ada seribu orang.
There are two thousand houses.
Ada dua ribu rumah.
to throw away; discard
membuang
He/She throws away the trash.
Dia membuang sampah.
Do not throw away food.
Jangan membuang makanan.
to depend
tergantung
The result depends on the weather.
Hasilnya tergantung pada cuaca.
The price depends on the condition.
Harga tergantung pada kondisi.
the source
sumber
That water source is clean.
Sumber air itu bersih.
That water originates from this source.
Air itu berasal dari sumber ini.
the unit
unit
This unit is now ready.
Unit ini sudah siap.
That unit is quite small.
Unit itu cukup kecil.

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