Tertanggung melampirkan dokumentasi.

Tertanggung is a formal insurance/legal term meaning the insured party — the person whose risk is covered by an insurance policy.

A useful contrast is:

• penanggung = the insurer / the party that provides the coverage
• tertanggung = the insured / the covered party

So this word is much more specific than a general everyday word like orang or dia.

Melampirkan means to attach, to enclose, or to include as an attachment.

It comes from the base lampir with the affixes meN- and -kan:

• lampir = attach / appendix-related base
• melampirkan = to attach something

This verb is very common in formal writing, especially in:

• emails
• applications
• insurance documents
• legal/administrative forms

So Tertanggung melampirkan dokumentasi is a very natural formal sentence.

In this verb, -kan helps make the verb clearly transitive, meaning it takes a direct object.

Here, the object is dokumentasi.

So:

• melampirkan dokumentasi = to attach documentation

A learner-friendly way to think about it is:

• melampirkan = attach something

That is why it fits well with a direct object after it.

Yes. This sentence follows normal Subject–Verb–Object order:

• Tertanggung = subject
• melampirkan = verb
• dokumentasi = object

So structurally it is very close to English:

• The insured attaches documentation

That makes this sentence relatively easy for English speakers to follow.

Indonesian normally does not use articles like the, a, or an.

So a noun like dokumentasi can mean:

• documentation
• the documentation
• some documentation

The exact meaning depends on context.

Likewise, tertanggung can mean the insured party when the context is already clear, which is very common in formal documents.

No. Indonesian verbs usually do not change form for tense.

So melampirkan by itself does not tell you whether the action is:

• present: attaches / is attaching
• past: attached
• future: will attach

You figure that out from context, or from time words such as:

• sudah = already
• telah = has/have already
• akan = will
• kemarin = yesterday

For example:

• Tertanggung sudah melampirkan dokumentasi. = The insured has already attached the documentation.
• Tertanggung akan melampirkan dokumentasi. = The insured will attach the documentation.

Not exactly.

• dokumen = a document / documents
• dokumentasi = documentation, documented material, supporting documentation, or collected records/evidence

In formal administrative contexts, dokumentasi often sounds broader and more collective. It may refer to supporting materials rather than just one document.

So:

• melampirkan dokumen = attach document(s)
• melampirkan dokumentasi = attach documentation / supporting documentation

Depending on context, both can be correct, but dokumentasi often sounds more formal or more comprehensive.

Yes, very formal.

This sounds like the kind of language you would see in:

• insurance paperwork
• claim forms
• legal documents
• official correspondence

A more everyday version might use a less technical subject, for example:

• Dia melampirkan dokumen. = He/She attached the documents.

But in official contexts, tertanggung is the appropriate word.

Because dokumentasi is the direct object of melampirkan.

In English, we say attach documentation, not attach with documentation. Indonesian works similarly here:

• melampirkan dokumentasi = attach documentation

So no extra preposition is needed.

Yes. Indonesian uses the passive very often, especially in formal writing.

A passive version could be:

• Dokumentasi dilampirkan oleh tertanggung. = The documentation is attached by the insured.

This sounds even more formal and bureaucratic.

You may also see terlampir, but that is a little different:

• Dokumentasi terlampir. = The documentation is attached / enclosed.

That version focuses on the state of being attached, rather than on the action performed by the insured.

Not in the simple beginner sense of ter- meaning something like accidentally or most.

In this case, tertanggung is best learned as a fixed legal/insurance term. It does relate historically to the root tanggung, but in practice you should recognize tertanggung as a vocabulary item meaning the insured party.

So it is better not to over-analyze it as if it were an everyday productive ter- form.