Le retrait est sur le compte bancaire.

Because retrait is a masculine noun in French, so it takes le in the singular.

• le retrait = the withdrawal
• un retrait = a withdrawal

This is something you usually just have to learn with the noun.

In this sentence, retrait means withdrawal, especially in a banking context.

A few useful nuances:

• un retrait = a withdrawal
• un retrait d’espèces = a cash withdrawal
• outside banking, retrait can also mean removal or pulling back

So in banking French, retrait is the normal word for money being taken out.

Est is the third-person singular form of être (to be).

So:

• il/elle est = he/she/it is

Here the subject is Le retrait, which is singular, so French uses est:

• Le retrait est... = The withdrawal is...

French uses articles much more often than English does.

In this sentence:

• le retrait = the withdrawal
• le compte bancaire = the bank account

Even where English might sometimes sound more natural without repeating the, French usually keeps the article.

So Le retrait est sur le compte bancaire is normal article use in French.

This is one of the trickiest parts.

In French, sur can sometimes be used where English would not literally say on. With accounts, statements, records, and screens, sur often means something like:

• on
• in
• appearing on
• recorded on

So sur le compte bancaire suggests that the withdrawal is shown on, recorded on, or affecting the bank account.

Dans le compte bancaire would sound less idiomatic here.

That said, the most natural wording depends on the exact intended meaning:

• if you mean the withdrawal appears on the account/statement: sur makes sense
• if you mean money was withdrawn from the account: French often prefers du compte bancaire or a different sentence structure

It is understandable, but it may sound a little context-dependent.

A French speaker may wonder exactly what you mean:

1. The withdrawal appears on the bank account / account record
2. The withdrawal was made from the bank account

If you mean it appears on the account, the sentence can work.

If you mean money was taken out of the account, more natural French might be:

• Le retrait a été effectué sur ce compte bancaire.
• Un retrait a été effectué depuis ce compte bancaire.
• Le retrait provient de ce compte bancaire.

So the sentence is not wrong, but it is a bit less precise than a native speaker might normally choose.

Compte bancaire means bank account.

• compte = account
• bancaire = banking / bank-related

So together, compte bancaire is the standard way to say bank account.

In everyday conversation, if the context is already clear, people may simply say:

• le compte = the account

Because French only makes certain article contractions.

Common ones are:

• à + le = au
• de + le = du

But sur + le does not contract.

So you say:

• sur le compte not
• sau compte or anything similar

This is completely normal.

Yes, it can, but often French adds more detail if needed.

For example:

• un retrait = a withdrawal
• un retrait d’espèces = a cash withdrawal
• un retrait au distributeur = an ATM withdrawal

So retrait by itself is broad enough, but French often specifies the type of withdrawal when that matters.

A careful pronunciation is roughly:

Le retrait est sur le compte bancaire
/lə ʁə.tʁɛ ɛ syʁ lə kɔ̃t bɑ̃.kɛʁ/

A few pronunciation notes:

• retrait has the French r sound
• compte has a nasal vowel in com-
• bancaire ends with a sound like -kair
• the t in est is normally not pronounced here

A rough English-style approximation would be:

luh ruh-tray ay sewr luh kont bahn-kair

But it is much better to listen to native audio if you can.