Questions & Answers about Když je vítr studený, beru si kabát.
Když means “when / whenever” in the sense of every time that and is used for general, repeated situations or facts.
- Když je vítr studený, beru si kabát.
= When(ever) the wind is cold, I (habitually) take/put on my coat.
Až is more like “when (once)” for a single, usually future event:
- Až bude vítr studený, vezmu si kabát.
= When the wind is cold (at that future time), I’ll put on my coat (once).
Jestli is mainly “if” (a condition, not a time that you’re sure will come):
- Jestli bude vítr studený, vezmu si kabát.
= If the wind is cold, I’ll put on my coat.
So in your sentence we talk about a general habit, so když is the natural choice.