Žadatel chce trvalý příkaz a inkaso.

Žadatel is the subject of the sentence, so it is in the nominative case.

• žadatel = applicant / requester
• nominative singular: žadatel

In this sentence, Žadatel is the person who is doing the action of wanting.

A learner may also notice that this is a masculine animate noun. In real-life use, it can sometimes function as a general label like the applicant, even if English might use a more gender-neutral word.

Chtít is the dictionary form (the infinitive), meaning to want.

In the sentence, the verb has to agree with the subject Žadatel, which is third person singular (he/she/the applicant), so we use:

• já chci = I want
• ty chceš = you want
• on/ona chce = he/she wants

So:

• Žadatel chce ... = The applicant wants ...

So chce is the correct conjugated form of chtít.

Trvalý příkaz is a fixed banking expression meaning standing order.

Word by word:

• trvalý = permanent / lasting
• příkaz = order / instruction

But together, in banking language, trvalý příkaz means a regular payment order set up with the bank.

So this is one of those combinations where the overall meaning is best learned as a whole phrase, not just word by word.

The adjective trvalý has to agree with the noun příkaz in gender, number, and case.

Here:

• příkaz is masculine inanimate
• it is singular
• it is in the accusative case, because it is a direct object of chce

For masculine inanimate singular, the accusative form is the same as the nominative:

• trvalý příkaz (nominative)
• trvalý příkaz (accusative)

So even though it is the object, the form does not visibly change here.

Because příkaz is a masculine inanimate noun, and in Czech the accusative singular of masculine inanimate nouns is usually the same as the nominative.

So:

• nominative: příkaz
• accusative: příkaz

That is why after chce you still see příkaz, not a different ending.

This often confuses English speakers because Czech cases do not always produce a visible change in every noun.

In banking Czech, inkaso usually means direct debit.

So in this sentence:

• trvalý příkaz = standing order
• inkaso = direct debit

These are two different payment arrangements.

Also note that inkaso is a neuter noun. In this sentence it is also a direct object, but its accusative singular looks the same as the nominative:

• nominative: inkaso
• accusative: inkaso

So again, the case is there grammatically, but the form does not change.

Because Czech does not have articles like English a/an and the.

So:

• Žadatel can mean an applicant or the applicant
• trvalý příkaz can mean a standing order or the standing order
• inkaso can mean a direct debit or the direct debit

The exact meaning depends on context.

English speakers often want to know where the article is, but in Czech you usually simply do not say it.

A means and.

So:

• trvalý příkaz a inkaso = a standing order and direct debit

Be careful not to confuse Czech a with English a/an. In Czech, a is a conjunction, not an article.

Yes. Both are direct objects of chce.

The structure is:

• Žadatel = subject
• chce = verb
• trvalý příkaz a inkaso = two coordinated direct objects

So the applicant wants both things.

This is why both noun phrases are in the accusative case, even though their forms happen to look the same as the nominative.

The word order here is very natural and neutral, but Czech word order is generally more flexible than English.

Neutral order:

• Žadatel chce trvalý příkaz a inkaso.

You could also say:

• Žadatel chce inkaso a trvalý příkaz.

That mostly just changes the order of the two things wanted.

You can also move words for emphasis, but the original sentence is the most straightforward, standard version.

A rough pronunciation guide for an English speaker would be:

• Žadatel ≈ ZHAD-ah-tel
• chce ≈ kh-tseh
  
  • the ch is like the ch in Scottish loch or German Bach
• trvalý ≈ TR-vah-lee
• příkaz ≈ PRZHEE-kahs
  
  • ř is a special Czech sound; learners often approximate it as something between r and zh
• a = ah
• inkaso ≈ EEN-kah-so

A more useful learning point is stress: Czech stress is usually on the first syllable of each word:

• ŽAdatel
• CHCE
• TRvalý
• PŘÍkaz
• A
• INkaso

Grammatically, žadatel is a masculine noun. A specifically feminine form is žadatelka.

So:

• žadatel = male applicant, or sometimes a general/formal label
• žadatelka = female applicant

In official or administrative language, Czech sometimes uses the masculine form in a general sense, depending on context and style. But if you know the applicant is female, žadatelka is also possible.

Yes, it sounds fairly formal or administrative, especially because of the word žadatel.

In everyday speech, people might more often say something like:

• Klient chce trvalý příkaz a inkaso. = The client wants a standing order and direct debit.
• or simply use a name or pronoun, depending on context.

But in forms, banking procedures, or official communication, žadatel is very natural.