Zůstatek je na výpisu z účtu.

Zůstatek means balance or remaining amount.

In grammar terms, it is a masculine inanimate noun. Its dictionary form is zůstatek.

You may hear it especially in banking contexts:

• zůstatek na účtu = account balance
• konečný zůstatek = final balance

So in this sentence, zůstatek is the subject.

Je means is and comes from the verb být = to be.

So:

• Zůstatek je ... = The balance is ...

Unlike in some Slavic languages, Czech normally does use the present tense of to be in ordinary sentences. So you generally cannot just leave it out in normal standard Czech.

Because the preposition na here means on in the sense of located on something, and that use requires the locative case.

• dictionary form: výpis
• locative singular: výpisu

So:

• na výpisu = on the statement

This is a very common pattern:

• na stole = on the table
• na papíře = on the paper
• na výpisu = on the statement

Because the preposition z means from/out of, and it requires the genitive case.

• dictionary form: účet = account
• genitive singular: účtu

So:

• z účtu = from the account
• výpis z účtu = account statement / literally statement from the account

This is another very common pattern:

• z domu = from the house
• z práce = from work
• z účtu = from the account

Literally, it is:

• výpis = extract, statement, listing
• z účtu = from the account

So výpis z účtu is literally something like an extract from the account, which is why in natural English it is usually translated as bank statement or account statement.

This is a good example of how Czech often builds noun phrases with:

• a main noun
• followed by z + genitive

Czech uses na because the idea is that the information is on a document/page/surface.

So:

• na výpisu = on the statement

Using v would suggest something more like inside something, which is not the normal way to talk about information written on a statement.

Compare:

• na stránce = on the page
• na formuláři = on the form
• na výpisu = on the statement

Here the normal form is z účtu.

Czech has both z and ze. The longer form ze is used mainly to make pronunciation easier, especially before difficult consonant combinations.

For example:

• ze školy
• ze stolu

But before účtu, simple z is fine and natural:

• z účtu

So z účtu is exactly what you should expect here.

A rough pronunciation guide:

• Zůstatek ≈ ZOO-sta-tek
• je ≈ ye
• na = nah
• výpisu ≈ VEE-pee-soo
• z účtu ≈ z OOCH-too

A few useful notes:

• ů is a long oo sound.
• ý is a long ee sound.
• č sounds like ch in church.

So the whole sentence sounds roughly like:

ZOO-sta-tek ye na VEE-pee-soo z OOCH-too

Yes. Czech word order is more flexible than English word order.

The basic sentence is:

• Zůstatek je na výpisu z účtu.

But you could also say:

• Na výpisu z účtu je zůstatek.

Both are grammatical. The difference is mainly about focus and information structure.

Very roughly:

• Zůstatek je na výpisu z účtu. = starts with the balance
• Na výpisu z účtu je zůstatek. = starts with on the account statement

English usually depends more on fixed word order, but Czech uses word order more to highlight what is already known and what is new information.

Because Czech has no articles like English a / an / the.

So:

• zůstatek can mean a balance or the balance
• výpis can mean a statement or the statement
• účet can mean an account or the account

The exact meaning depends on context.

That is why Zůstatek je na výpisu z účtu can naturally correspond to English with the even though no separate word for the appears in Czech.

Here is the case breakdown:

• Zůstatek — nominative singular
  It is the subject of the sentence.

• výpisu — locative singular
  Used after na with the meaning on.

• účtu — genitive singular
  Used after z with the meaning from.

So the structure is:

• Zůstatek = subject
• je = is
• na výpisu = on the statement
• z účtu = from the account

No. Výpis is a broader word than just bank statement.

It can mean a statement, extract, or listing, depending on context. For example, it can be used for:

• bank/account statements
• official records
• computer-generated listings or extracts

So výpis z účtu is specifically an account statement, but výpis by itself is not limited to banking.

That would usually sound less natural if you mean the balance is printed or shown on the statement.

The normal phrasing is:

• na výpisu z účtu

because Czech treats information on a document as being on it.

Using ve/v would more likely suggest being inside something, and that is not the standard way to describe text or figures appearing on a statement.

So for a learner, na výpisu is the form to remember.