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Learn Hardcore Czech: Zůstatek je na výpisu z účtu. - The balance is on the account statement.

Hardcore Czech
/Opening a bank account
/Zůstatek je na výpisu z účtu.

Zůstatek je na výpisu z účtu.

Zůstatek je na výpisu z účtu.

The balance is on the account statement.

Breakdown of Zůstatek je na výpisu z účtu.

výpis z účtu

the account statement

the account balance

Questions & Answers about Zůstatek je na výpisu z účtu.

What does zůstatek mean, and what kind of noun is it?

Zůstatek means balance or remaining amount.

In grammar terms, it is a masculine inanimate noun. Its dictionary form is zůstatek.

You may hear it especially in banking contexts:

zůstatek na účtu = account balance
konečný zůstatek = final balance

So in this sentence, zůstatek is the subject.

Why is there je in the sentence?

Je means is and comes from the verb být = to be.

So:

Zůstatek je ... = The balance is ...

Unlike in some Slavic languages, Czech normally does use the present tense of to be in ordinary sentences. So you generally cannot just leave it out in normal standard Czech.

Why is it na výpisu and not na výpis?

Because the preposition na here means on in the sense of located on something, and that use requires the locative case.

dictionary form: výpis
locative singular: výpisu

So:

na výpisu = on the statement

This is a very common pattern:

na stole = on the table
na papíře = on the paper
na výpisu = on the statement

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Why is it z účtu and not z účet?

Because the preposition z means from/out of, and it requires the genitive case.

dictionary form: účet = account
genitive singular: účtu

So:

z účtu = from the account
výpis z účtu = account statement / literally statement from the account

This is another very common pattern:

z domu = from the house
z práce = from work
z účtu = from the account

What exactly does výpis z účtu mean literally?

Literally, it is:

výpis = extract, statement, listing
z účtu = from the account

So výpis z účtu is literally something like an extract from the account, which is why in natural English it is usually translated as bank statement or account statement.

This is a good example of how Czech often builds noun phrases with:

a main noun
followed by z + genitive

Why is the preposition na used here? Why not v?

Czech uses na because the idea is that the information is on a document/page/surface.

So:

na výpisu = on the statement

Using v would suggest something more like inside something, which is not the normal way to talk about information written on a statement.

Compare:

na stránce = on the page
na formuláři = on the form
na výpisu = on the statement

Is z účtu the same as ze účtu? Why is it just z?

Here the normal form is z účtu.

Czech has both z and ze. The longer form ze is used mainly to make pronunciation easier, especially before difficult consonant combinations.

For example:

ze školy
ze stolu

But before účtu, simple z is fine and natural:

z účtu

So z účtu is exactly what you should expect here.

How is Zůstatek je na výpisu z účtu pronounced?

A rough pronunciation guide:

Zůstatek ≈ ZOO-sta-tek
je ≈ ye
na = nah
výpisu ≈ VEE-pee-soo
z účtu ≈ z OOCH-too

A few useful notes:

ů is a long oo sound.
ý is a long ee sound.
č sounds like ch in church.

So the whole sentence sounds roughly like:

ZOO-sta-tek ye na VEE-pee-soo z OOCH-too

Can the word order be changed?

Yes. Czech word order is more flexible than English word order.

The basic sentence is:

Zůstatek je na výpisu z účtu.

But you could also say:

Na výpisu z účtu je zůstatek.

Both are grammatical. The difference is mainly about focus and information structure.

Very roughly:

Zůstatek je na výpisu z účtu. = starts with the balance
Na výpisu z účtu je zůstatek. = starts with on the account statement

English usually depends more on fixed word order, but Czech uses word order more to highlight what is already known and what is new information.

Why doesn’t Czech use a word for the here?

Because Czech has no articles like English a / an / the.

So:

zůstatek can mean a balance or the balance
výpis can mean a statement or the statement
účet can mean an account or the account

The exact meaning depends on context.

That is why Zůstatek je na výpisu z účtu can naturally correspond to English with the even though no separate word for the appears in Czech.

What case is each noun in this sentence?

Here is the case breakdown:

Zůstatek — nominative singular
It is the subject of the sentence.
výpisu — locative singular
Used after na with the meaning on.
účtu — genitive singular
Used after z with the meaning from.

So the structure is:

Zůstatek = subject
je = is
na výpisu = on the statement
z účtu = from the account

Is výpis only used for bank statements?

No. Výpis is a broader word than just bank statement.

It can mean a statement, extract, or listing, depending on context. For example, it can be used for:

bank/account statements
official records
computer-generated listings or extracts

So výpis z účtu is specifically an account statement, but výpis by itself is not limited to banking.

Could this also be said as Zůstatek je ve výpisu z účtu?

That would usually sound less natural if you mean the balance is printed or shown on the statement.

The normal phrasing is:

na výpisu z účtu

because Czech treats information on a document as being on it.

Using ve/v would more likely suggest being inside something, and that is not the standard way to describe text or figures appearing on a statement.

So for a learner, na výpisu is the form to remember.

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