Breakdown of Irtaimiston vahinkoja ei korvattu, koska omavastuu oli liian suuri.
olla
to be
koska
because
ei
no / not (negative verb)
vahinko
accident
suuri
large, great
liian
too (excessively)
omavastuu
the deductible
irtaimisto
the movable property
korvata
to compensate
Questions & Answers about Irtaimiston vahinkoja ei korvattu, koska omavastuu oli liian suuri.
This lesson is about the conjunction mikäli. Could I use mikäli instead of koska here?
No, because they mean different things. Koska means 'because', stating a factual reason for why the damages weren't compensated. Mikäli is a formal word for 'if' or 'in the event that'. If you wrote mikäli omavastuu oli liian suuri, it would change the meaning to 'in the event that the deductible was too large', making it a condition rather than a stated fact.
Why is vahinkoja (damages) in the partitive plural here?
It acts as the object of the negative verb structure ei korvattu (were not compensated). In Finnish, the object of a negative sentence must always be in the partitive case. Since there were multiple damages, it takes the partitive plural form.
What verb form is ei korvattu?
It is the negative past passive of the verb korvata (to compensate). The affirmative past passive would be korvattiin (were compensated). To make it negative, you use the negative verb ei followed by the passive past participle korvattu.
The word omavastuu translates to 'deductible'. What is the literal translation?
It is a compound of oma (own) and vastuu (responsibility). In insurance contexts, your 'own responsibility' is the portion of the cost you have to pay yourself before the insurance covers the rest, which we call a deductible or an excess in English.
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