Expressing Purpose with "kako bi"
While you can express purpose using da + present tense, Croatian also uses a slightly more formal structure: kako combined with the conditional mood. This is very common in written Croatian and professional environments like business and banking.
To form the conditional mood, you need a special set of helper verbs (the aorist tense of biti) paired with the active past participle (the L-participle, which you already use for the standard past tense).
Here is the helper verb you need for each person:
| Pronoun | Helper Verb (biti) |
|---|---|
| ja | bih |
| ti | bi |
| on / ona / ono | bi |
| mi | bismo |
| vi | biste |
| oni / one / ona | bi |
To say "in order to" or "so that," simply string together kako, the correct helper verb, and your L-participle.
| I pay the installments regularly so that I would pay off the loan on time. | Plaćam redovito rate kako bih na vrijeme otplatio kredit. |
| We are saving in order to buy a new apartment. | Mi štedimo kako bismo kupili novi stan. |
Third-Person Statements and Changing Subjects
You will notice in the table above that the helper verb for ti, on/ona/ono, and oni/one/ona is exactly the same: bi. Because of this, third-person purpose clauses are often referred to simply as kako bi clauses.
| She opened a savings account in order to have more money. | Otvorila je račun za štednju kako bi imala više novca. |
| The manager is looking at the contracts in order to approve them immediately. | Direktor gleda ugovore kako bi ih odmah odobrio. |
Just like with our previous purpose structures, you can use kako + conditional whether the subject stays the same throughout the sentence or changes entirely. When the subject changes, make sure the helper verb matches the new subject.
| We left the documents in the bank so that the manager would approve the loan for us. | Ostavili smo dokumente u banci kako bi nam direktor odobrio kredit. |
Negation and Banking Vocabulary
This formal structure pairs perfectly with financial terminology like securing a loan or managing interest rates.
| I asked about the insurance in order to get a lower interest rate. | Pitao sam za osiguranje kako bih dobio manju kamatu. |
If you need to express a negative purpose ("in order not to"), simply place the negative particle ne immediately before the helper verb.
| I paid off the loan on time in order not to have a problem. | Otplatio sam kredit na vrijeme kako ne bih imao problem. |
