เขา ไม่ มี ปัญญา เช่า อพาร์ตเมนต์ ครับ

Questions & Answers about เขา ไม่ มี ปัญญา เช่า อพาร์ตเมนต์ ครับ

Doesn't ปัญญา usually mean "intelligence" or "wisdom"? Why is it translated as "means" here?
You're right that ปัญญา generally means intellect or wisdom. However, in spoken Thai, the phrase ไม่มีปัญญา is a very common idiom that means "to not have the means," "to lack the capacity," or quite often, "to not have the money" to do something. It shifts from mental ability to practical or financial ability.
Since this lesson is about นับประสาอะไรกับ (let alone), how would I attach it to this sentence to say "...let alone buy a house"?
You would add it directly to the end of this thought! A negative statement like this is the perfect setup. You could say: เขาไม่มีปัญญาเช่าอพาร์ตเมนต์ นับประสาอะไรกับซื้อบ้านครับ (He doesn't have the means to rent an apartment, let alone buy a house). Notice how นับประสาอะไรกับ connects the lesser inability (renting) to the greater one (buying).
Do I need a preposition or linking word between ปัญญา (means) and เช่า (to rent)?
No linking word is needed. Just as you might already do with words like เวลา (time) in ไม่มีเวลาไป (don't have time to go), you can place the verb เช่า directly after the noun ปัญญา. Thai drops the equivalent of the English "to" here.
Is saying someone ไม่มีปัญญา considered harsh or insulting?
It definitely can be. While it's a standard idiom, it carries a blunt, sometimes dismissive tone, somewhat like saying someone "doesn't have what it takes" or "can't even manage" to do something. If you want a more neutral or polite way to say he can't afford it, it's safer to use ไม่มีเงินพอ (doesn't have enough money).

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