Ella ya no paga en efectivo; prefiere usar la tarjeta.

She no longer pays in cash; she prefers to use the card.

Breakdown of Ella ya no paga en efectivo; prefiere usar la tarjeta.

• en: in
• usar: to use
• ella: she
• preferir: to prefer

Questions & Answers about Ella ya no paga en efectivo; prefiere usar la tarjeta.

Do I need to include Ella, or can I drop the subject?

Spanish allows dropping subject pronouns. You can say Ya no paga en efectivo; prefiere usar la tarjeta. Without ella, it could mean she/he/you-formal, so keep ella when you need to be clear or to emphasize.

What exactly does ya no mean?

Ya no means no longer/not anymore. Contrast it with todavía no (still not) and with ya alone (already/now).

Can I say No paga ya en efectivo instead of Ya no paga en efectivo?

Yes, No paga ya en efectivo is possible and sounds a bit more afterthought-like or emphatic. The most neutral choice is Ya no paga en efectivo.

Why is it pagar en efectivo and not pagar con efectivo?

The idiomatic phrase is pagar en efectivo. With cards, you use pagar con tarjeta (not en tarjeta).

Are there other common Spain-specific ways to say pay in cash?

Yes: pagar en metálico is very common in Spain. pagar al contado contrasts paying in one lump sum vs in installments; it doesn’t specifically mean banknotes vs card.