Я открыла вклад в банке на год.

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Breakdown of Я открыла вклад в банке на год.

• в: in
• открыть: to open
• на: for

Questions & Answers about Я открыла вклад в банке на год.

Why is the verb открыла and not открыл or открыть?

Открыла is the past tense, feminine singular form of открыть.

• открыть = to open
• открыл = he opened
• открыла = she opened
• открыли = they opened / you opened (formal/plural)

So this sentence tells us that the speaker is female.

Also, открыть is perfective, so открыла suggests a completed action: she successfully opened the deposit.

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What exactly does вклад mean here?

In this sentence, вклад means a bank deposit, often a fixed-term deposit.

It does not mean a general contribution here, even though вклад can have that meaning in other contexts.

So:

• открыть вклад = to open a deposit
• вклад в банке = a bank deposit

This is a normal financial expression in Russian.

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Why does Russian say открыла вклад? In English we might say opened a deposit account or just made a deposit.