Dacă aș avea polița, aș depune formularul azi.

Romanian expresses this kind of hypothetical situation with the conditional:

• aș avea = I would have
• aș depune = I would submit / I would file

So even though English says If I had..., I would..., Romanian often uses the conditional in both parts:

• Dacă aș avea polița, aș depune formularul azi.

This means the speaker does not have the policy right now, so the situation is unreal or hypothetical.

Because both verbs are in the conditional mood:

• aș avea = I would have
• aș depune = I would submit

In this pattern, Romanian commonly uses:

• dacă + conditional
• conditional in the main clause

So the repetition is normal. It marks both actions as hypothetical.

Dacă means if.

It introduces the condition:

• Dacă aș avea polița = If I had the policy

It is one of the most common Romanian words for conditional sentences.

It is mainly a present unreal or near-future hypothetical idea.

It suggests:

• I do not have the policy now
• because of that, I cannot submit the form today

So in English, depending on context, you could understand it as:

• If I had the policy, I would submit the form today
• If I had the policy with me, I’d file the form today

The important idea is that the condition is not currently fulfilled.

Those endings are the definite article in Romanian. Instead of putting a separate word like the before the noun, Romanian usually attaches it to the end.

So:

• poliță = a policy
• polița = the policy

and

• formular = a form
• formularul = the form

This is a very important feature of Romanian grammar.

Polița usually means the policy, often in the sense of an insurance policy or an official document of that type.

Depending on context, it could refer to a specific policy document the speaker needs in order to submit the form.

Since the meaning has already been provided to the learner, the main grammar point is that it is a feminine singular noun with the definite article attached:

• poliță → polița

Because Romanian often leaves out subject pronouns when the verb already makes the subject clear.

Here:

• aș avea already shows I would have
• aș depune already shows I would submit

So eu is not necessary.

You could say:

• Dacă eu aș avea polița, aș depune formularul azi.

But that sounds more emphatic, as if you are stressing I.

Yes. Both mean today.

• azi = shorter, very common in speech
• astăzi = also very common, sometimes slightly more formal or careful in tone

So these are both fine:

• Dacă aș avea polița, aș depune formularul azi.
• Dacă aș avea polița, aș depune formularul astăzi.

The dictionary form is a depune, which means to submit, to file, or to deposit, depending on context.

In this sentence:

• aș depune = I would submit / file

The verb is being used in the 1st person singular conditional.

For many verbs, the present conditional uses a short auxiliary-like form plus the infinitive-based stem.

For eu:

• aș avea = I would have
• aș depune = I would submit

The conditional forms are:

• aș = I would
• ai = you would
• ar = he/she would
• am = we would
• ați = you all would
• ar = they would

So you can build similar sentences like:

• Dacă aș ști, ți-aș spune. = If I knew, I would tell you.

The given word order is natural, but Romanian is somewhat flexible.

Standard order:

• Dacă aș avea polița, aș depune formularul azi.

You might also hear slight variations for emphasis, such as:

• Dacă aș avea polița, azi aș depune formularul.

That version puts more focus on azi.

Still, the original sentence is the most neutral and natural choice for a learner.

The main special letters here are:

• ă in Dacă and aș avea
  This is a short central vowel, somewhat like the a in sofa in unstressed English syllables.

• ș in aș
  This is sh, like in shoe.

• ț in polița
  This is ts, like in cats.

A rough pronunciation guide:

• Dacă ≈ DUH-kuh
• aș ≈ ash
• polița ≈ po-LEE-tsa
• formularul ≈ for-moo-LA-rul
• azi ≈ AHZEE

These are only rough English approximations, but they can help at first.

Yes, but the sentence you have is a very standard and correct way to express it.

A speaker might also use slightly different vocabulary depending on context, but grammatically this pattern is a common one for hypothetical situations:

• Dacă aș avea..., aș...

This is a useful model to remember for many sentences:

• Dacă aș avea timp, aș veni. = If I had time, I would come.
• Dacă aș ști răspunsul, ți l-aș spune. = If I knew the answer, I would tell it to you.

So the sentence is valuable not just by itself, but as a template.