Chcemy zaoszczędzić i ograniczyć wydatki.

Chcemy means we want.

It is the 1st person plural form of chcieć (to want).

A few related forms are:

• chcę = I want
• chcesz = you want
• chce = he/she/it wants
• chcemy = we want
• chcecie = you all want
• chcą = they want

So in Chcemy zaoszczędzić i ograniczyć wydatki, the speaker is saying we want to...

Both zaoszczędzić and ograniczyć are infinitives:

• zaoszczędzić = to save
• ograniczyć = to reduce / to limit

After chcemy (we want), Polish commonly uses the infinitive, just like English:

• We want to save and reduce expenses.
• Chcemy zaoszczędzić i ograniczyć wydatki.

So the structure is:

• chcemy
  • infinitive
    • i
      • infinitive

This is a question about aspect, which is very important in Polish.

• oszczędzać is imperfective
• zaoszczędzić is perfective

Very roughly:

• oszczędzać focuses on the process, repeated action, or ongoing activity: to be saving, to save regularly
• zaoszczędzić focuses on achieving a result: to save up, to manage to save

In this sentence, zaoszczędzić suggests reaching a goal or producing a result, not just being in the process of saving.

Compare:

• Chcemy oszczędzać. = We want to save / be more economical.
• Chcemy zaoszczędzić. = We want to save up / save some amount / make savings.

So zaoszczędzić fits well if the idea is achieve savings.

Again, this is aspect.

• ograniczać = imperfective
• ograniczyć = perfective

ograniczyć means to reduce / limit successfully, to bring something down.

Because the sentence has two goal-oriented verbs:

• zaoszczędzić
• ograniczyć

the perfective forms sound natural together. The idea is not just be reducing expenses in general, but reduce them as a concrete result.

Compare:

• Chcemy ograniczać wydatki. = We want to be reducing expenses / reduce expenses as a habit or ongoing policy.
• Chcemy ograniczyć wydatki. = We want to reduce the expenses.

Wydatki means expenses, expenditures, or spending.

It is the plural nominative/accusative form of wydatek (an expense).

In this sentence, it is plural because the idea is expenses in general, not one single expense.

• wydatek = expense
• wydatki = expenses

This is very natural in Polish, just as English often says expenses rather than expense in this kind of sentence.

It is actually in the form that matches what the verb needs.

The verb ograniczyć takes a direct object, and here that object is wydatki.

For plural masculine non-personal nouns like wydatki, the nominative plural and accusative plural look the same:

• nominative plural: wydatki
• accusative plural: wydatki

So although the form looks like nominative, here it is functioning as the accusative direct object.

That is why you see:

• ograniczyć wydatki = to reduce expenses

Grammatically, wydatki most directly goes with ograniczyć:

• ograniczyć wydatki = reduce expenses

The verb zaoszczędzić can stand on its own here:

• chcemy zaoszczędzić = we want to save
• i ograniczyć wydatki = and reduce expenses

So the sentence is best understood as:

• We want to save and reduce expenses.

Not necessarily:

• We want to save expenses

because that would not sound right in English, and in Polish zaoszczędzić wydatki is not the intended pairing here.

Not really in standard usage for this meaning.

Although oszczędzić exists, zaoszczędzić is much more natural when you mean save up, make savings, or manage to save.

So:

• Chcemy zaoszczędzić i ograniczyć wydatki. = natural

Using zaoszczędzić gives a clearer sense of achieving savings.

Because Polish does not use a separate word like English to before infinitives in this structure.

English:

• We want to save

Polish:

• Chcemy zaoszczędzić

The infinitive itself already has its infinitive form, so no extra word is needed.

Yes, Polish word order is more flexible than English, although the original sentence is the most neutral and natural.

Standard:

• Chcemy zaoszczędzić i ograniczyć wydatki.

You could also see variations such as:

• Chcemy ograniczyć wydatki i zaoszczędzić.

This changes the emphasis slightly, putting reducing expenses first.

Still, the original order sounds very natural because it presents two goals in a smooth sequence:

1. save
2. reduce expenses

A rough pronunciation guide is:

• za-osh-CHEN-djitch

Some helpful details:

• za sounds like za
• szcz is a difficult cluster, roughly like shch
• ę is a nasal vowel, often approximated by English speakers as en in this position
• dzić sounds roughly like djitch

A more careful approximation:

• za-oh-shchen-jich

You do not need to pronounce it perfectly at first; this is a challenging word even for learners with good pronunciation.

I means and.

It connects the two infinitives:

• zaoszczędzić
• ograniczyć

So the structure is:

• Chcemy
• zaoszczędzić i ograniczyć
• wydatki

More naturally grouped by meaning:

• Chcemy zaoszczędzić
• i ograniczyć wydatki

It is neutral and works in many contexts.

You could use it in:

• everyday conversation
• business discussion
• budgeting context
• written Polish
• spoken Polish

It does not sound especially formal or especially casual. It is a normal, standard sentence.