La franchigia riduce il risarcimento.

The deductible reduces the compensation.

Breakdown of La franchigia riduce il risarcimento.

• ridurre: to reduce
• la franchigia: the insurance excess; deductible
• il risarcimento: the compensation for damage

Questions & Answers about La franchigia riduce il risarcimento.

Why is it la franchigia and il risarcimento?

Because Italian nouns usually take a definite article, and the article must agree with the noun’s gender and number.

• franchigia is a feminine singular noun, so it takes la
• risarcimento is a masculine singular noun, so it takes il

So:

• la franchigia
• il risarcimento

In Italian, articles are used more often than in English, even in general statements like this one.

What does franchigia mean here?

In this sentence, franchigia is most likely an insurance term. It usually means deductible or sometimes excess.

So it refers to the amount that is not paid by the insurer, which reduces what the person receives.

Be careful: franchigia can have other meanings in different contexts, such as an allowance or exemption, but in insurance it usually means deductible/excess.

Why is the verb riduce?