Στη ρύθμιση, η εξόφληση της οφειλής γίνεται με πάγια εντολή.

Στη is the contracted form of σε τη.

• σε = in / at / to
• τη = the feminine singular article in the accusative

In modern Greek, σε + τη regularly becomes στη.

So:

• σε τη ρύθμιση → στη ρύθμιση

You will see the same pattern with other articles too:

• σε τον → στον
• σε το → στο
• σε τις → στις

This is about the final -ν.

The full form can be στην, but in modern standard Greek the final -ν is often dropped before many consonants. It is usually kept before:

• vowels
• κ, π, τ
• the double consonants μπ, ντ, γκ
• ξ, ψ

Since ρύθμιση begins with ρ, many speakers and writers use στη rather than στην.

So στη ρύθμιση is normal and correct.

ρύθμιση is in the accusative singular.

That is because the preposition σε takes the accusative. Even though σε has been contracted into στη, the grammar is the same.

So:

• σε + accusative
• σε τη ρύθμιση
• στη ρύθμιση

For feminine nouns like ρύθμιση, the nominative and accusative singular often look the same, so the article helps you see the case:

• nominative: η ρύθμιση
• accusative: τη ρύθμιση

Στη ρύθμιση is a prepositional phrase functioning like a setting or context phrase.

It means something like:

• under the arrangement
• within the payment plan
• in the settlement arrangement

So the sentence first sets the context, and then tells you what happens in that context:

• Στη ρύθμιση, ...
• As part of the arrangement, ...

This kind of fronted phrase is very common in formal Greek.

The comma separates the introductory phrase Στη ρύθμιση from the main clause.

This is similar to English when you begin with something like:

• In this arrangement, ...
• Under the plan, ...

The comma is not absolutely about grammar in a strict case-marking sense; it mainly helps readability and signals that Στη ρύθμιση is an introductory contextual phrase.

Greek, especially formal or administrative Greek, often uses a noun-based style instead of a simpler verb.

Here:

• η εξόφληση = the repayment / the settling / the paying off
• γίνεται = takes place / is done

So instead of saying something more direct like:

• Η οφειλή εξοφλείται ... = The debt is paid off ...

the sentence uses a more formal structure:

• η εξόφληση της οφειλής γίνεται ...
• literally, the paying-off of the debt happens/is done ...

This style is very common in banking, legal, and bureaucratic Greek.

η εξόφληση is in the nominative singular because it is the subject of γίνεται.

The basic structure is:

• η εξόφληση ... γίνεται ...
• the payment ... is done / takes place ...

So even though English might focus more on the debt, Greek has made the payment/settlement the grammatical subject.

της οφειλής is a genitive singular phrase, and it depends on η εξόφληση.

This is a very common Greek pattern:

• η εξόφληση της οφειλής
• literally: the repayment of the debt

The genitive here works much like English of:

• η πληρωμή του λογαριασμού = the payment of the bill
• η εξόφληση της οφειλής = the settling of the debt

So της οφειλής tells you what is being paid off.

Yes. οφειλή means debt, amount owed, or obligation due, depending on context.

It is a formal/common financial word. In this sentence, it refers to a debt or outstanding amount that is to be repaid.

Its forms here are:

• nominative: η οφειλή
• genitive: της οφειλής

You often meet this word in bills, taxes, banking, and official notices.

γίνεται is the 3rd person singular present of γίνομαι.

The verb γίνομαι can mean different things depending on context, including:

• become
• happen
• take place
• be done

Here it does not mean becomes.
It means something like:

• is done
• takes place
• is carried out

So:

• η εξόφληση της οφειλής γίνεται με πάγια εντολή
• the repayment of the debt is done by direct debit / standing order

This is a very common use of γίνεται in formal instructions and procedures.

The preposition με takes the accusative, so πάγια εντολή is in the accusative singular.

• με = with / by means of
• πάγια εντολή = standing order / direct debit instruction

So the phrase expresses the means or method:

• γίνεται με πάγια εντολή
• it is done by standing order / by direct debit

With feminine nouns like εντολή, the nominative and accusative singular look the same, so again the form itself does not change visibly.

Greek often omits the article when talking about a method, instrument, or means in a general sense.

So:

• με πάγια εντολή = by standing order / by direct debit

This sounds like the general payment method.

If you said:

• με την πάγια εντολή

that would sound more like with the standing order, referring to a specific one already known in the conversation.

So the version without the article is very natural here.

πάγια is the feminine singular form of the adjective πάγιος, which means things like:

• fixed
• standing
• permanent
• regular

It agrees with εντολή, which is feminine:

• πάγια εντολή

As a set financial expression, it means standing order or direct debit, depending on context.

So even if the literal meaning is something like fixed order/instruction, you should learn πάγια εντολή as a standard phrase.

Yes, it is slightly formal and structured.

The sentence begins with the context:

• Στη ρύθμιση,

Then it gives the subject:

• η εξόφληση της οφειλής

Then the verb:

• γίνεται

Then the method:

• με πάγια εντολή

This word order is very typical of formal written Greek. A more everyday version might be more direct, for example:

• Η οφειλή εξοφλείται με πάγια εντολή.

That sounds simpler and less bureaucratic.

Yes. It comes from the verb εξοφλώ, which means:

• to pay off
• to settle fully

So:

• εξοφλώ την οφειλή = I pay off the debt
• η εξόφληση της οφειλής = the repayment/settlement of the debt

This is useful because Greek often switches between a verb and a related noun in formal language. If you know both, official texts become much easier to read.