Prijava štete je spremna.

Because štete is the genitive singular form of šteta.

In Croatian, after many nouns, another noun often appears in the genitive to show a relationship like of in English. So:

• šteta = damage
• prijava štete = report/claim of damage, or more naturally damage report / damage claim

So prijava štete is a noun phrase, and štete depends on prijava.

Prijava is a noun that can mean several things depending on context, such as:

• application
• registration
• report
• claim
• notification

In the phrase prijava štete, it usually means something like:

• damage report
• damage claim
• claim for damages

So the exact translation depends on the situation, especially whether this is insurance, an official form, or a general report.

Because it agrees with prijava, which is a feminine singular noun.

Croatian adjectives change form to match the noun they describe in:

• gender
• number
• case

Here:

• prijava = feminine singular nominative
• spremna = feminine singular nominative

If the noun were masculine, you would get spreman. If it were neuter, spremno.

Je is the 3rd person singular present form of the verb biti = to be.

So here it means is:

• Prijava štete je spremna. = The damage claim/report is ready.

Unlike in some languages, in Croatian you normally do use this verb in this kind of present-tense sentence.

Croatian does not have articles like English the and a/an.

So prijava štete can mean:

• a damage claim
• the damage claim

The exact meaning depends on context.

In many real situations, this sentence would often be understood as The damage claim is ready, but Croatian does not mark that directly with an article.

Yes, completely.

It has:

• a subject: Prijava štete
• a verb: je
• a predicate adjective: spremna

So structurally it is a normal Croatian sentence meaning that the damage report/claim is ready.

Yes. Croatian word order is more flexible than English.

The neutral order here is:

• Prijava štete je spremna.

But other orders are possible, for example:

• Spremna je prijava štete.

That might sound a bit more marked, often putting more focus on ready.

Even though the order can change, je usually stays in the second position in the clause, because Croatian clitics tend to follow that rule.

Because je is a clitic, and Croatian clitics normally go in the second position of the sentence or clause.

So in:

• Prijava štete je spremna

the first unit is Prijava štete, and je comes after it.

This second-position behavior is very common with forms like:

• je
• sam
• si
• se
• ga
• mu

So its placement is not random.

Yes, you could, but it is not exactly the same.

• spremna = ready
• gotova = finished, completed, done

So:

• Prijava štete je spremna. suggests the claim/report is prepared and ready for use, submission, or processing.
• Prijava štete je gotova. suggests the claim/report has been completed.

In many contexts they may overlap, but spremna focuses more on readiness, while gotova focuses more on completion.

Because of grammar.

The main noun in the subject is prijava, which is in the nominative singular. The noun štete is in the genitive singular and depends on prijava.

The adjective spremna is also nominative singular feminine, so it matches prijava, not štete.

In other words:

• prijava = the thing that is ready
• štete = just specifies what kind of report/claim it is

A rough pronunciation guide is:

• Prijava ≈ pree-YA-va
• štete ≈ SHTEH-teh
• je ≈ yeh
• spremna ≈ SPREM-na

So the whole sentence is roughly:

pree-YA-va SHTEH-teh yeh SPREM-na

A few useful notes:

• j is pronounced like English y
• š is pronounced like sh
• r is trilled or tapped
• stress is not usually marked in normal writing, so learners often just imitate native pronunciation at first

Yes, very much so, especially in administrative, legal, and insurance contexts.

Croatian often uses noun + genitive combinations in official language, and prijava štete is a very natural phrase for:

• filing a damage report
• submitting a damage claim
• reporting damage officially

So this is not just a random combination of words; it is a common and useful collocation to learn as one chunk.