این بیمه‌نامه خسارت عمدی را شامل نمی‌شود.

Questions & Answers about این بیمه‌نامه خسارت عمدی را شامل نمی‌شود.

How does the word بیمه‌نامه (insurance policy) break down?
It is made of بیمه (insurance) and نامه (letter or document). In Farsi, adding نامه to a noun often creates a word for a formal document, so بیمه‌نامه literally translates to 'insurance document'.
How are the words for 'intentional damage' linked together?
They use the Ezafe vowel. You add a short 'e' sound to the end of the noun to link it to the adjective that describes it. So, خسارت (khasarat, damage) and عمدی (amdi, intentional) are pronounced together as خسارتِ عمدی (khasarat-e amdi).
Why do we use را after خسارت عمدی?
را (ra) is the definite direct object marker. The phrase خسارت عمدی (intentional damage) is the direct object of the verb. Even though it describes a general category of damage, Farsi uses را here because the policy is dealing with a specific, defined class of things.
What is the infinitive of the verb شامل نمی‌شود?
The infinitive is شامل شدن (to include). It is a compound verb made of شامل (including) and شدن (to become). Here, it is conjugated in the negative present tense for a third-person singular subject (the policy): شامل نمی‌شود (it does not include).

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