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Spanish (Spain)

### Accounts and Balances

Keep track of the balance (**el saldo**) of your bank account (**la cuenta**).

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### Fees and Transfers

Banks sometimes charge (**cobrar**) a fee (**la comisión**) for their services.

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You might also need to make a transfer (**la transferencia**) to send money.

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### Loans and Mortgages

For major purchases, you might ask for a loan (**el préstamo**) or a mortgage (**la hipoteca**).

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When borrowing money, you will also pay interest (**el interés**).

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To handle transactions in person, visit a branch (**la sucursal**).

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### Deposits and Credit

You can also deposit (**ingresar**) funds to increase your balance.

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For everyday purchases, you can use credit (**el crédito**) or cash.

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Be careful when using other ATMs, as they might charge you for withdrawing money.

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Everyday Banking

adjective

adverb

conjunction

contraction

determiner

interjection

noun

numeral

preposition

pronoun

sentence

verb

Singular subjects and 'ser' (yo soy, esto es)

Plural nouns and definite articles (los, las)

Plural pronouns and 'ser' (somos, sois, son)

Adjective agreement (-o, -a, -os, -as)

Indefinite articles (un, una, unos, unas)

Simple negation (no)

Yes/no questions

Regular '-ar' verbs (-o, -as, -a...)

Regular '-er' verbs (-o, -es, -e...)

Regular '-ir' verbs (-o, -es, -e...)

Locative adverbs (aquí, allí)

Question words (quién, cómo)

The verb estar (estoy, estás)

The preposition en (en)

Ser vs. estar

The verb tener (tengo, tienes)

Possessive determiners (mi, tu, su)

Origin and possession (de, del)

The verb ir (voy, vas)

Destination (a, al)

The personal 'a' (a)

Stem-changing verbs: e to ie

Stem-changing verbs: o to ue

Irregular first-person verbs

Reflexive verbs (me, te, se)

Numbers 1 to 10 (uno, dos, tres)

Numbers 11 to 20 (once, doce, trece)

Counting by tens to 100 (treinta, cuarenta, cien)

Compound numbers up to 99 (veintiuno, treinta y uno)

Days of the week (el lunes, el martes)

The family and the personal 'a' (a mi tío, a mi prima)

Months of the year

Telling time (es la, son las)

Verbs of liking (me gusta)

Plural agreement with verbs of liking (gustan)

Degree modifiers (muy, mucho)

Formal address (usted, ustedes)

Direct object pronouns (lo, la, los, las)

The near future (ir a)

Obligation (tener que)

Present continuous (-ando, -iendo)

Affirmative commands (tú, vosotros)

Basic Food and Drink

The Human Body: Head and Arms

The Human Body: Legs and Health

Wardrobe Essentials

Fresh Produce

Meals and Proteins

Public Transport

Hello and goodbye (hola, ¿qué tal?)

Thank you, sorry, OK (gracias, vale)

There is, there are (hay)

My building (la escalera, el ascensor)

Describing people (moreno, rubio, tímido)

Land and sea (el mar, el río, el norte)

Sightseeing (la plaza, la catedral)

Asking the way (cerca, a la derecha, todo recto)

In class (¿puedes repetir?)

Verb + infinitive (quiero comer, sé leer)

What's your name? (me llamo, encantado)

Phone, computer and email

Hundreds and thousands (doscientos, mil)

What do you do? (¿a qué te dedicas?)

Personal details (la edad, la fecha de nacimiento)

Me neither (también, tampoco, ni)

How much is it? (el precio, la vuelta)

What's the weather like? (hace sol, nieva)

Free time (el concierto, el tenis)

At the bar (¿qué vas a tomar?)

The Natural World

Demonstratives (este, ese, aquel)

Prepositions of place (encima de, debajo de)

Prepositional pronouns (para mí, contigo)

Ordinal numbers 1st to 10th (primero to décimo)

Adverbs of frequency (a veces, nunca)

Exclamations (¡qué...!)

Indefinite pronouns (algo, alguien)

Indefinite determiners (algún, ningún)

Indirect object pronouns (le, les)

Double object pronouns (me lo, te la)

Double object pronouns (se lo, se la)

Verbs of preference (encantar, interesar)

Impersonal obligation (hay que)

Starting and finishing actions (empezar a, terminar de)

Adjective comparatives (más que, menos que)

Comparatives of equality (tan como)

Noun comparatives (tanto como)

Question	Answer
the balance (account)	el saldo
the account (bank)	la cuenta
I have looked at my account balance today.	Hoy he mirado el saldo de mi cuenta.
I always worry about my balance.	Siempre me preocupo por mi saldo.
the fee (commission)	la comisión
She worries about the bank fees.	Ella se preocupa por las comisiones del banco.
to charge	cobrar
Although the service is good, this bank charges high fees.	Aunque el servicio es bueno, este banco cobra comisiones altas.
the transfer (financial)	la transferencia
I have made the transfer today.	Hoy he hecho la transferencia.
The transfer arrives tomorrow morning.	La transferencia llega mañana por la mañana.
the loan	el préstamo
Although we need the money, we are not asking for the loan.	Aunque necesitamos el dinero, no pedimos el préstamo.
The bank has given us the loan this week.	El banco nos ha dado el préstamo esta semana.
the mortgage	la hipoteca
We have paid the mortgage this morning.	Hemos pagado la hipoteca esta mañana.
the branch (office, business)	la sucursal
He stays in the branch to pay the mortgage.	Él se queda en la sucursal para pagar la hipoteca.
the interest	el interés
The loan has very low interest.	El préstamo tiene un interés muy bajo.
Although the interest is high, we are buying the apartment.	Aunque el interés es alto, compramos el piso.
to deposit	ingresar
Have you deposited the cash today?	¿Has ingresado el efectivo hoy?
I am going to deposit a thousand euros into my account.	Voy a ingresar mil euros en mi cuenta.
the credit	el crédito
I do not like using the credit card.	No me gusta usar la tarjeta de crédito.
Although I have credit, I prefer to pay in cash.	Aunque tengo crédito, prefiero pagar en efectivo.
We sit down to wait in the branch.	Nos sentamos a esperar en la sucursal.
The branch is closed today.	La sucursal está cerrada hoy.
They charge you for withdrawing money here.	Te cobran por sacar dinero aquí.
Today they have charged me a lot for the transfer.	Hoy me han cobrado mucho por la transferencia.
the savings (money put aside)	los ahorros
I've spent all my savings on the car.	He gastado todos mis ahorros en el coche.
We have our savings in an account at this bank.	Tenemos nuestros ahorros en una cuenta de este banco.
to insert, to enter (a card, data)	introducir
Insert the card into the cash machine.	Introduce la tarjeta en el cajero automático.
I've entered the password wrong three times.	He introducido mal la contraseña tres veces.
the box (on a form)	la casilla
Fill in all the boxes on the form.	Rellene todas las casillas del formulario.
Write your name in the first box.	Escriba su nombre en la primera casilla.

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