Accounts and Balances
Keep track of the balance (el saldo) of your bank account (la cuenta).
| I have looked at my account balance today. | Hoy he mirado el saldo de mi cuenta. |
Fees and Transfers
Banks sometimes charge (cobrar) a fee (la comisión) for their services.
| Although the service is good, this bank charges high fees. | Aunque el servicio es bueno, este banco cobra comisiones altas. |
You might also need to make a transfer (la transferencia) to send money.
| I have made the transfer today. | Hoy he hecho la transferencia. |
Loans and Mortgages
For major purchases, you might ask for a loan (el préstamo) or a mortgage (la hipoteca).
| The bank has given us the loan this week. | El banco nos ha dado el préstamo esta semana. |
When borrowing money, you will also pay interest (el interés).
| The loan has very low interest. | El préstamo tiene un interés muy bajo. |
To handle transactions in person, visit a branch (la sucursal).
| He stays in the branch to pay the mortgage. | Él se queda en la sucursal para pagar la hipoteca. |
Deposits and Credit
You can also deposit (ingresar) funds to increase your balance.
| I am going to deposit a thousand euros into my account. | Voy a ingresar mil euros en mi cuenta. |
For everyday purchases, you can use credit (el crédito) or cash.
| Although I have credit, I prefer to pay in cash. | Aunque tengo crédito, prefiero pagar en efectivo. |
Be careful when using other ATMs, as they might charge you for withdrawing money.
| They charge you for withdrawing money here. | Te cobran por sacar dinero aquí. |
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