Безконтактна оплата є у виписці з рахунку.

Because безконтактна is an adjective agreeing with оплата.

• оплата is a feminine singular noun.
• Ukrainian adjectives must match the noun in gender, number, and case.
• So the feminine singular nominative form is безконтактна.

Compare:

• безконтактна оплата = contactless payment
• безконтактний платіж = contactless transaction/payment, with a masculine noun
• безконтактне зняття = contactless withdrawal, with a neuter noun

So the ending -а is there because the noun it describes is feminine.

Оплата is in the nominative singular.

It is the grammatical subject of the sentence:

• Безконтактна оплата є...
• literally: The contactless payment is...

You can recognize nominative here because:

• dictionary form: оплата
• it is the thing being talked about
• it agrees with безконтактна, which is also nominative feminine singular

Є means is / exists / there is.

In this sentence, it links the subject to its location:

• Безконтактна оплата є у виписці з рахунку.
• literally: The contactless payment is in the account statement.

However, in modern Ukrainian, є is often omitted in the present tense, especially in everyday speech.

So you may also see:

• Безконтактна оплата у виписці з рахунку.

That can sound more natural in many contexts.

Using є is not wrong; it can add a slight sense of explicit existence or emphasis.

Because after у / в meaning in, Ukrainian uses the locative case.

The noun is:

• виписка = statement / extract

In the locative singular, it becomes:

• у виписці = in the statement

So:

• виписка = nominative
• у виписці = locative

This is a very common pattern:

• книга → у книзі
• школа → у школі
• виписка → у виписці

Because з here means from, and that normally requires the genitive case.

• dictionary form: рахунок
• genitive singular: рахунку

So:

• виписка з рахунку = statement from the account / account statement

This is a fixed and very common banking expression.

A useful pattern:

• документ → документа
• банкомат → банкомата
• рахунок → рахунку

It can mean both, depending on context.

Common meanings of рахунок include:

• account (especially bank account)
• bill (for example in a restaurant)
• invoice
• score or count, in some contexts

Here, because of виписка з рахунку, it clearly means account:

• bank statement
• statement from an account

So the surrounding words tell you which meaning is intended.

It means account statement or bank statement.

Word-for-word:

• виписка = extract / statement
• з рахунку = from the account

So the whole phrase is:

• виписка з рахунку = statement from an account

This is a standard banking phrase in Ukrainian.

У and в both usually mean in.

Ukrainian often chooses between them for ease of pronunciation and smoother sound. This is called euphony.

So:

• у виписці
• в виписці

Both are possible in principle, but у виписці sounds smoother here.

This alternation is very common:

• у Києві
• в Україні
• у банку
• в магазині

You do not need to overthink it at first; native usage is strongly guided by sound.

It is understandable, but depending on context, a Ukrainian speaker might choose a more natural wording.

Possible alternatives:

• Безконтактна оплата є у виписці з рахунку.
• Безконтактна оплата у виписці з рахунку.
• Безконтактну оплату видно у виписці з рахунку.
• Безконтактна оплата відображається у виписці з рахунку.

The last two can sound more natural if the meaning is something like:

• The contactless payment appears on the account statement
• You can see the contactless payment in the statement

So the original sentence is grammatical, but in real-life banking language, a verb like видно or відображається may sound more idiomatic.

Yes. Ukrainian word order is more flexible than English word order.

The original sentence:

• Безконтактна оплата є у виписці з рахунку.

Other possible orders:

• У виписці з рахунку є безконтактна оплата.
• У виписці з рахунку безконтактна оплата.

The emphasis changes slightly:

• starting with Безконтактна оплата focuses on the payment
• starting with У виписці з рахунку focuses on the location, the statement

This flexibility is normal in Ukrainian, though not every version is equally natural in every context.

A rough pronunciation guide is:

BezkonTAKTna opLAta ye u VYpystsi z raKHUNku

A few points:

• stress in безконтактна: -такт-
• stress in оплата: -пла-
• є is pronounced roughly like ye
• stress in виписці: ви-
• stress in рахунку: -хун-

If you already read Cyrillic, the main thing to notice is that unstressed vowels are usually still pronounced more clearly than in English.