Learn Hardcore Turkish: Kredi notum sayesinde faiz oranı düşük çıktı. - Thanks to my credit score, the interest rate was low.

Kredi notum literally breaks down into kredi (credit) and notum (note/score with the first-person possessive suffix -um). This means “my credit score” or “my credit rating”, where the suffix shows that the score belongs to the speaker.

What is the function of sayesinde in this sentence?

Sayesinde means "thanks to" or "because of" and is used to indicate that a positive outcome resulted from a particular factor. In this context, it tells us that the good credit score is the reason behind the favorable, low interest rate.

How is the outcome expressed with çıktı, and what nuance does it add to the sentence?

Çıktı is the past tense of çıkmak, which means "to come out" or "to turn out." When used in faiz oranı düşük çıktı, it conveys that the interest rate ended up being low. This verb emphasizes the result or final outcome of the situation rather than simply stating a static condition.

Why doesn't the sentence use a separate “to be” verb before düşük as in English?

Turkish typically doesn’t require an explicit "to be" verb in such constructions. In this sentence, düşük (low) directly follows the subject along with çıktı, creating a complete expression that means "turned out low". This structure efficiently conveys the result without needing an extra linking verb.

How does this sentence structure clearly express a cause-and-effect relationship?

The sentence starts with the causal clause “Kredi notum sayesinde” ("thanks to my credit score"), which sets up the reason, and follows with the result “faiz oranı düşük çıktı” ("the interest rate turned out low"). This sequential placement naturally establishes a cause (good credit score) leading to an effect (low interest rate), making the relationship clear and logical.