Vi överför pengar till kontot varje månad.

Because Swedish main clauses normally follow the V2 rule: the finite verb comes in the second position.

In Vi överför pengar till kontot varje månad:

• Vi = first position
• överför = second position

This is very typical Swedish word order. If you move another part to the front, the verb still stays second:

• Varje månad överför vi pengar till kontot.

So Swedish is less fixed than English about what comes first, but the finite verb usually stays in position 2.

Överför is the present tense of överföra, meaning to transfer.

A few useful forms are:

• infinitive: att överföra
• present: överför
• past: överförde
• supine: överfört

So:

• Vi överför pengar = We transfer / are transferring money

In Swedish, the present tense often covers both English simple present and present progressive, depending on context.

Because att is only used with the infinitive form of a verb, like att överföra.

Here the sentence uses a conjugated present-tense verb:

• Vi överför ...

Compare:

• Vi vill överföra pengar. = Here överföra is infinitive.
• Vi överför pengar. = Here överför is the main finite verb.

So you do not use att before a normal present-tense verb in a main clause.

Pengar is the indefinite form, while pengarna is the definite form.

• pengar = money / some money
• pengarna = the money

In this sentence, the meaning is general, so pengar fits naturally:

• Vi överför pengar till kontot varje månad.

If you said pengarna, it would sound like you mean specific money already known from the context:

• Vi överför pengarna till kontot varje månad. = We transfer the money to the account every month.

Yes, pengar is grammatically a plural form in Swedish, even though English usually treats money as uncountable.

Historically, pengar is the plural of peng, but in modern Swedish pengar is very commonly used with the meaning money in general.

So Swedish often says:

• Jag har inga pengar. = I have no money.
• Vi behöver mer pengar. = We need more money.

Even though English uses singular-looking money, Swedish normally uses pengar.

Because kontot is the definite form: the account.

The noun is:

• ett konto = an account
• kontot = the account

So:

• till konto would sound incomplete or unnatural in normal Swedish
• till kontot = to the account

This matches English, where you would normally say to the account or, more naturally in many situations, into the account / to the account depending on context.

Because konto is a neuter noun (ett word), and its definite singular form is made with -et. But when a neuter noun already ends in a vowel, Swedish often contracts the form naturally.

So:

• ett konto
• kontot

You see the same kind of pattern in other neuter nouns:

• ett foto → fotot

So kontot is just the normal definite singular form.

Till often means to, especially when something is directed toward a destination.

Here the money is being transferred to an account:

• till kontot

That makes sense because the transfer has a target.

Learners sometimes wonder about på kontot. Swedish can use på kontot in other contexts, especially when talking about money being in an account:

• Jag har pengar på kontot. = I have money in my account.

But with the action of transferring money toward the account, till kontot is very natural.

In Swedish, many time expressions do not need a preposition.

So you say:

• varje månad = every month
• varje dag = every day
• nästa vecka = next week
• förra året = last year

This is similar to English, which also says every month, not in every month.

So:

• Vi överför pengar till kontot varje månad.

is completely normal Swedish.

Yes. Swedish allows some flexibility with adverbs and time expressions.

You can say:

• Vi överför pengar till kontot varje månad.
• Varje månad överför vi pengar till kontot.

Both are correct. The second version gives a little more emphasis to every month.

Notice the word order in the second sentence:

• Varje månad comes first
• then the verb överför
• then the subject vi

That is the V2 rule again.

A rough guide is UH-ver-fur, but the vowels are important.

• ö is a Swedish vowel that does not exist exactly in English
• the first ö and second ö are both like Swedish ö, not English o

A rough breakdown:

• över ≈ UH-ver with rounded lips
• för ≈ fur, but again with Swedish ö, not an English u

Also, the stress is on the first part:

• Ö-ver-för

If a learner can say ö correctly, that will improve the whole word a lot.

Yes. föra över and överföra are closely related, and both can mean transfer.

So these are both possible:

• Vi överför pengar till kontot.
• Vi för över pengar till kontot.

The second one uses a verb plus particle structure:

• föra över

The first one is a single verb:

• överföra

In many contexts they are interchangeable, though the exact style or preference may vary.

Usually it means a habitual/repeated action because of varje månad.

So the natural interpretation is:

• We transfer money to the account every month.

The present tense in Swedish can describe both:

• something happening now
• something that happens regularly

Here the time phrase varje månad makes it clear that it is a regular action.