Polisa osiguranja ima pokriće za poplavu.

The insurance policy has coverage for a flood.

Breakdown of Polisa osiguranja ima pokriće za poplavu.

• imati: to have
• za: for
• polisa osiguranja: an insurance policy
• pokriće: insurance coverage

Questions & Answers about Polisa osiguranja ima pokriće za poplavu.

Why is it polisa osiguranja and not polisa osiguranje?

Because osiguranja is in the genitive singular.

In Serbian, when one noun describes another noun in a relationship like insurance policy, the second noun is often put in the genitive:

• polisa = policy
• osiguranje = insurance
• polisa osiguranja = insurance policy

So this literally works like policy of insurance.

This is a very common pattern in Serbian:

• čaša vode = glass of water
• karta grada = map of the city
• polisa osiguranja = insurance policy

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What case is poplavu, and why does it end in -u?

Poplavu is in the accusative singular.

The basic form is:

• poplava = flood

After the preposition za, Serbian often uses the accusative case when the meaning is for or covering something:

• za poplavu = for flood / against flood / covering flood damage

Since poplava is a feminine noun ending in -a, its accusative singular usually changes to -u:

• nominative: poplava
• accusative: poplavu

So:

• pokriće za poplavu = coverage for flood